Santa Maria, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Santa Maria, California and the surrounding area include Coasthills Credit UnionCoasthills Credit Union1203 S BROADWAY, SANTA MARIA, CA 93454 6609A+5.0 ★Texas Ratio: 2.74% Early Savers Shares at 5.64% APY, First Bank Creve Coeur, MOFirst Bank Creve Coeur, MO2027 A South Broadway, Santa Maria, CA 93454A+5.0 ★Texas Ratio: 1.54% Kids Cash Savings at 4.00% APY, SESLOC Federal Credit UnionSESLOC Federal Credit Union2506 S Broadway, Santa Maria, CA 93454A+5.0 ★Texas Ratio: 4.27% SECONDARY SHARE SAVINGS ACCOUNT at 3.56% APY, Santa Barbara Teachers Federal Credit UnionSanta Barbara Teachers Federal Credit Union2615 S Miller St Ste 110, Santa Maria, CA 93455 1775A+5.0 ★Texas Ratio: 0.02% Share Savings Dividend at 2.53% APY, and Wells FargoWells Fargo407 E Main St, Santa Maria, CA 93454A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Santa Maria, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Santa Maria, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Santa Maria, California and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Santa Maria, California & Surrounding Communities
Qualifying balance up to $500.00
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $5,000.00
Qualifying balance up to $5000
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
$25 Bonus
$5 monthly maintenance fee waived when average daily balance requirement is met; Optional internet banking access at no additional cost; Manage your savings effortlessly from your smartphone or computer, with 24/7 online access; Move funds smoothly between accounts and automate your savings goals for effortless financial growth; Online Only
Relationship
Online account opening required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Santa Maria, CA Savings Rate Trends
Compare local Santa Maria, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 0.164 points this week to 0.513% APY, down from 0.678% last week.
California standard savings rates rose 0.260 points this week to 0.557% APY, up from 0.298% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Santa Maria, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Santa Maria, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Santa Maria, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Santa Maria, California safe?
How often do savings rates change in Santa Maria, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Santa Maria, California?
How do I open a savings account in Santa Maria, California?
Best Savings Rates in Santa Maria, California
- Coasthills Credit Union
Early Savers Shares — 5.64% APY - First Bank Creve Coeur, MO
Kids Cash Savings — 4.00% APY - SESLOC Federal Credit Union
SECONDARY SHARE SAVINGS ACCOUNT — 3.56% APY - Santa Barbara Teachers Federal Credit Union
Share Savings Dividend — 2.53% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
