Seal Beach, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Seal Beach, California and the surrounding area include First Foundation BankFirst Foundation Bank13962 Seal Beach Blvd, Seal Beach, CA 90740A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Financial Partners Credit UnionFinancial Partners Credit Union12410 Seal Beach Blvd Ste E, Seal Beach, CA 90740 2788A+5.0 ★Texas Ratio: 2.19% First Step Savings at 3.50% APY, Nuvision Federal Credit UnionNuvision Federal Credit Union1419 NORTHWOOD RD, SEAL BEACH, CA 90740A+5.0 ★Texas Ratio: 3.70% IRA Savings (Traditional and Roth) at 0.15% APY, Wells FargoWells Fargo13916 Seal Beach Blvd, Seal Beach, CA 90740A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, and Chevron Federal Credit UnionChevron Federal Credit Union2600 Camino Ramon Ste CF120, San Ramon, CA 94583A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Seal Beach, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Seal Beach, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Seal Beach, California and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Seal Beach, California & Surrounding Communities
Qualifying balance up to $1,000.00
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5000
Qualifying balance up to $2,500.00
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $5,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Direct Deposit to a new or existing Justice Federal Checking Account.
Earn 10x the National Average2
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Terms and Conditions apply.
$25 Bonus
Online Only
RELATIONSHIP
Online account opening required
guaranteed through June 30, 2026
Standard Rate
Online Only
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Seal Beach, CA Savings Rate Trends
Compare local Seal Beach, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 3.366 points this week to 0.193% APY, down from 3.559% last week.
California standard savings rates fell 0.431 points this week to 0.581% APY, down from 1.013% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Seal Beach, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Seal Beach, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Seal Beach, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Seal Beach, California safe?
How often do savings rates change in Seal Beach, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Seal Beach, California?
How do I open a savings account in Seal Beach, California?
Best Savings Rates in Seal Beach, California
- First Foundation Bank
Online Savings — 3.75% APY - Financial Partners Credit Union
First Step Savings — 3.50% APY - Nuvision Federal Credit Union
IRA Savings (Traditional and Roth) — 0.15% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY
