Valencia, California (CA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Valencia, California and the surrounding area include Firefighters First Federal Credit UnionFirefighters First Federal Credit Union26650 The Old Rd, Valencia, CA 91381 0746A+5.0 ★Texas Ratio: 1.58% Traditional/Roth IRA Savings at 1.00% APY, Popa Federal Credit UnionPopa Federal Credit Union28490 Avenue Stanford Ste 120, Valencia, CA 91355A+5.0 ★Texas Ratio: 2.21% Money Market Savings at 0.95% APY, Wells FargoWells Fargo24301 Magic Mountain Pkwy, Valencia, CA 91355A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Chevron Federal Credit UnionChevron Federal Credit Union2600 Camino Ramon Ste CF120, San Ramon, CA 94583A+5.0 ★Texas Ratio: 2.35% MySavings Youth at 7.00% APY, and Schools Federal Credit UnionSchools Federal Credit Union20101 Hamilton Ave Ste 150, Torrance, CA 90502 1306A+5.0 ★Texas Ratio: 1.31% Summer Safeguard Savings at 6.60% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Valencia, California, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Valencia, California (CA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Valencia, California and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Valencia, California & Surrounding Communities
$5 minimum balance is required to maintain a Regular Savings account.
$5 minimum balance is required to maintain a Regular Savings account.
Less than $25k
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Maximum contribution of $2,000 per month from a qualified source, such as payroll from LAUSD or LACCD
Certificated and classified school employees of our Board approved SEGs are eligible for our Summertime Savings Account bonus rate.
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5000
Qualifications Required: First Entertainment Checking Account; eStatements only; active online Bill Pay service or Direct Deposit; Qualifying balance up to $500.00
Qualifying balance up to $500.00
Earn 10x the National Average2
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
$25 Bonus
Terms and Conditions apply.
Online Only
RELATIONSHIP
Online account opening required
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Valencia, CA Savings Rate Trends
Compare local Valencia, CA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
California high-yield savings rates fell 3.366 points this week to 0.193% APY, down from 3.559% last week.
California standard savings rates rose 0.018 points this week to 0.607% APY, up from 0.589% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Valencia, California directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Valencia, California. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Valencia, California
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Valencia, California safe?
How often do savings rates change in Valencia, California?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Valencia, California?
How do I open a savings account in Valencia, California?
Best Savings Rates in Valencia, California
- Firefighters First Federal Credit Union
Traditional/Roth IRA Savings — 1.00% APY - Popa Federal Credit Union
Money Market Savings — 0.95% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Chevron Federal Credit Union
MySavings Youth — 7.00% APY - Schools Federal Credit Union
Summer Safeguard Savings — 6.60% APY
