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Connecticut Savings Rate Trends

Fairfield, Connecticut (CT) Savings Rates - March 2026

The best savings rates for Fairfield, Connecticut and the surrounding area include Bankwell BankBankwell Bank1 Sasco Hill Rd, Fairfield, CT 06824A-5.0 ★Texas Ratio: 15.53% Smart Savings at 3.00% APY, Connecticut Community BankConnecticut Community Bank1100 Kings Hwy E, Fairfield, CT 06825A+5.0 ★Texas Ratio: 0.77% High Yield Statement Savings And Up at 2.60% APY, Patriot Bank N.A.Patriot Bank N.A.1755 Black Rock Tpke, Fairfield, CT 06825F2.4 ★Texas Ratio: 45.79% Premium Business Savings at 2.50% APY, Cornerstone Community Credit UnionCornerstone Community Credit Union1515 Black Rock Tpke, Fairfield, CT 06825A+5.0 ★Texas Ratio: 3.46% MONEY MARKET SAVINGS at 0.75% APY, and Wells FargoWells Fargo6552 Aaron Aronov Dr, Fairfield, AL 35064A5.0 ★Texas Ratio: 7.44% Platinum Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fairfield, Connecticut, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fairfield, Connecticut (CT) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fairfield, Connecticut and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Fairfield, Connecticut & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
1 Sasco Hill Rd, Fairfield, CT 06824
Smart Savings
3.00%
$100
Rate2.96%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Rate is variable and subject to change after the account is open. Rate effective 12/18/2025. APY (Annual Percentage Yield) for Smart Savings is 3.00% and interest rate is 2.96%. The minimum to open a Smart Savings account is $100. Smart Savings is free of monthly maintenance charges. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
High Yield Statement Savings And Up
2.60%
$1,000
Rate2.57%
Min Deposit$1,000
Min Balance
UpdatedMar 16, 2026
Details

$10,000.00; Variable

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Business Savings
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Municipal Savings
2.50%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Youth Savings
2.00%
$0
Rate1.95%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Star Savings
1.50%
$0
Rate1.47%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Nonprofit Savings
1.00%
$0
Rate0.98%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Rent Security Savings
0.53%
$0
Rate0.52%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Star Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Nonprofit Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Municipal Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business High Yield Savings Account And Up
0.50%
$1,000
Rate0.49%
Min Deposit$1,000
Min Balance
UpdatedMar 16, 2026
Details

$50,000.00; Variable

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Premium Business Savings
0.50%
$0
Rate0.49%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
MONEY MARKET SAVINGS
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Municipal at Work Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Bank at Work Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Nonprofit at Work Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business High Yield Savings Account
0.10%
$1,000
Rate0.09%
Min Deposit$1,000
Min Balance
UpdatedMar 16, 2026
Details

$1,000.00 - $49,999.99; Variable

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Business Statement Savings
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Variable

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
Statement Savings
0.05%
$100
Rate0.04%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Variable

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Bank at Work Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Municipal at Work Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
1755 Black Rock Tpke, Fairfield, CT 06825
Nonprofit at Work Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
1100 Kings Hwy E, Fairfield, CT 06825
High Yield Statement Savings
0.05%
$1,000
Rate0.04%
Min Deposit$1,000
Min Balance
UpdatedMar 16, 2026
Details

$1,000.00 - $9,999.99; Variable

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

daily collected balance of $100,000.00 or more

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Business Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

daily collected balance of $100,000.00 or more

First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1312 Post Rd, Fairfield, CT 06824
First Business Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

daily collected balance of $25,000.00 - $99,999.99

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6552 Aaron Aronov Dr, Fairfield, AL 35064
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
REGULAR SHARE ACCOUNT
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.46%
1515 Black Rock Tpke, Fairfield, CT 06825
SUMMER PAYCHECK SAVINGS
0.01%
$0
Rate0.01%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

VARIABLE RATE

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
Head Start Savings
4.60%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $1000.00

First Bristol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
25 North St, Bristol, CT 06010
High-Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Boost Your Rate 1.00% with Round-Up Checking

Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
IRA & HSA Savings
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
501 Middle St, Bristol, CT 06010 7438
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT 06484 4602
Progressive Savings | Tier 1
3.54%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT 06473 0477
PathwaysTM Savings Account
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
Performance Savings
3.25%
$5
Rate3.20%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Bright Future Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $2,000.00

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
MySci Savings
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
520 Cromwell Ave, Rocky Hill, CT 06067
High-Yield Savings Account (HYSA)
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings
2.75%
$5
Rate2.71%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $10,000.00

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
High Yield Savings
2.65%
$5
Rate2.62%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
IRA shares
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
IRA Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
Regular Shares
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT 06483 2648
Health Savings Accounts (HSA)
2.00%
$5
Rate1.98%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings account
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
Money Market Savings
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fairfield, CT Savings Rate Trends

Compare local Fairfield, CT savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Savings Trends →
High-Yield Savings — CT Avg
1.562%
▲ 0.979 from last week

Connecticut high-yield savings rates rose 0.979 points this week to 1.562% APY, up from 0.582% last week.

Standard Savings — CT Avg
0.474%
▼ 0.168 from last week

Connecticut standard savings rates fell 0.168 points this week to 0.474% APY, down from 0.642% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fairfield, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fairfield, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fairfield, Connecticut

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Connecticut, help your money grow faster through a higher APY.

Are savings accounts in Fairfield, Connecticut safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Connecticut up to $250,000 per depositor, per institution.

How often do savings rates change in Fairfield, Connecticut?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Connecticut rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fairfield, Connecticut may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fairfield, Connecticut?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fairfield, Connecticut offer in-person customer service, which some customers prefer.

How do I open a savings account in Fairfield, Connecticut?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fairfield, Connecticut

Here are recent savings rates observed in Fairfield, Connecticut and the surrounding area:
  • Bankwell Bank
    Smart Savings — 3.00% APY
  • Connecticut Community Bank
    High Yield Statement Savings And Up — 2.60% APY
  • Patriot Bank N.A.
    Premium Business Savings — 2.50% APY
  • Cornerstone Community Credit Union
    MONEY MARKET SAVINGS — 0.75% APY
  • Wells Fargo
    Platinum Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fairfield, Connecticut. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026