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Connecticut Savings Rate Trends

Groton, Connecticut (CT) Savings Rates - March 2026

The best savings rates for Groton, Connecticut and the surrounding area include Liberty Bank Middletown, CTLiberty Bank Middletown, CT597 Long Hill Rd, Groton, CT 06340A+5.0 ★Texas Ratio: 5.26% Relationship High Yield Savings at 3.60% APY, Scient Federal Credit UnionScient Federal Credit Union60 Colver Ave, Groton, CT 06340 3808A+5.0 ★Texas Ratio: 1.42% MySci Savings at 3.00% APY, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union32 Chicago Ave, Groton, CT 06340A+5.0 ★Texas Ratio: 2.12% Bright Future Savings at 3.00% APY, CorePlus Federal Credit UnionCorePlus Federal Credit Union441 Long Hill Rd, Groton, CT 06340 4149A+5.0 ★Texas Ratio: 1.57% Health Savings1 at 0.25% APY, and Windsor Federal S&LWindsor Federal S&L270 Broad St, Windsor, CT 06095A5.0 ★Texas Ratio: 9.09% Student Savings Account at 5.12% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Groton, Connecticut, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Groton, Connecticut (CT) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Groton, Connecticut and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Groton, Connecticut & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
MySci Savings
3.00%
$25
Rate2.96%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Bright Future Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Qualifying balance up to $2,000.00

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
2.75%
$0
Rate2.71%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

bump up for PayBackSM or Quarter Back® customers

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
1.75%
$0
Rate1.73%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
441 Long Hill Rd, Groton, CT 06340 4149
Health Savings1
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
CinchSM Business Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Overdraft Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Club Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Business Overdraft Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
Traditional IRA Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Business Overdraft Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
Coverdell Educational Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
441 Long Hill Rd, Groton, CT 06340 4149
IRA Share
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
Roth IRA Share Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Cinch SM Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
CinchSM Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Club Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Overdraft Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Club Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Business Overdraft Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Overdraft Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Regular Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
441 Long Hill Rd, Groton, CT 06340 4149
Share Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
441 Long Hill Rd, Groton, CT 06340 4149
Share Club
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
Share Savings
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Cinch SM Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
CinchSM Business Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
597 Long Hill Rd, Groton, CT 06340
Relationship High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Student Savings Account
5.12%
$10
Rate5.00%
Min Deposit$10
Min Balance
UpdatedMar 24, 2026
Details

General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
Jump Start Savings
5.00%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $1,000.00

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
Great Start Savings - Based on Daily Balance
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
Great Start Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $1,000.00

Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
Head Start Savings
4.60%
$0
Rate4.50%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Qualifying balance up to $1000.00

First Bristol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
25 North St, Bristol, CT 06010
High-Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Boost Your Rate 1.00% with Round-Up Checking

Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
IRA & HSA Savings
3.82%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
501 Middle St, Bristol, CT 06010 7438
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

BrioDirect
Institution Rating:
A+5.0 ★
CT
High-Yield Savings
3.75%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 25, 2026
Details

Rate is subject to certain terms and conditions. You must deposit at least $5,000 to open your account and maintain $25 to earn the disclosed APY. Rate and APY may change at any time. Fees may reduce earnings.

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
Platinum Savings
3.71%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 20, 2026
Details

Required minimum deposit of $25,000.00 of funds not on deposit with The First Bank of Greenwich, a Platinum Checking account must be linked to this promotional account with a $2,500.00 minimum average balance or direct deposit of a paycheck, pension, or other government benefit in order to earn the promotional APY and avoid a $5 monthly service charge.

The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
Pet Savings
3.55%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT 06484 4602
Progressive Savings | Tier 1
3.54%
$0
Rate3.48%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT 06473 0477
PathwaysTM Savings Account
3.50%
$0
Rate3.44%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Qualifying balance up to $1,000.00

USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT 06516 2047
High Dividend Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
Performance Savings
3.25%
$5
Rate3.20%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Qualifications Required

Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
520 Cromwell Ave, Rocky Hill, CT 06067
High-Yield Savings Account (HYSA)
3.00%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings
2.75%
$5
Rate2.71%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $10,000.00

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
High Yield Savings
2.65%
$5
Rate2.62%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
IRA shares
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
IRA Savings
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
Regular Shares
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT 06483 2648
Health Savings Accounts (HSA)
2.00%
$5
Rate1.98%
Min Deposit$5
Min Balance
UpdatedMar 21, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings account
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
Money Market Savings
2.00%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
IRA Shares
1.64%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
MoreSavings
1.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Groton, CT Savings Rate Trends

Compare local Groton, CT savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Savings Trends →
High-Yield Savings — CT Avg
1.562%
▲ 0.979 from last week

Connecticut high-yield savings rates rose 0.979 points this week to 1.562% APY, up from 0.582% last week.

Standard Savings — CT Avg
0.474%
▼ 0.168 from last week

Connecticut standard savings rates fell 0.168 points this week to 0.474% APY, down from 0.642% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Groton, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Groton, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CT.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Groton, Connecticut

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Connecticut, help your money grow faster through a higher APY.

Are savings accounts in Groton, Connecticut safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Connecticut up to $250,000 per depositor, per institution.

How often do savings rates change in Groton, Connecticut?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Connecticut rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Groton, Connecticut may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Groton, Connecticut?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Groton, Connecticut offer in-person customer service, which some customers prefer.

How do I open a savings account in Groton, Connecticut?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Groton, Connecticut

Here are recent savings rates observed in Groton, Connecticut and the surrounding area:
  • Liberty Bank Middletown, CT
    Relationship High Yield Savings — 3.60% APY
  • Scient Federal Credit Union
    MySci Savings — 3.00% APY
  • Charter Oak Federal Credit Union
    Bright Future Savings — 3.00% APY
  • CorePlus Federal Credit Union
    Health Savings1 — 0.25% APY
  • Windsor Federal S&L
    Student Savings Account — 5.12% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Groton, Connecticut. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026