Waterford, Connecticut (CT) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Waterford, Connecticut and the surrounding area include Liberty Bank Middletown, CTLiberty Bank Middletown, CT165 Boston Post Rd, Waterford, CT 06385A+5.0 ★Texas Ratio: 5.26% Relationship High Yield Savings at 3.60% APY, Charter Oak Federal Credit UnionCharter Oak Federal Credit Union3 Boston Post Rd, Waterford, CT 06385A+5.0 ★Texas Ratio: 2.12% Bright Future Savings at 3.00% APY, Dutch Point Credit UnionDutch Point Credit Union156 Rope Ferry Rd, Waterford, CT 06385A+5.0 ★Texas Ratio: 1.72% IRA Savings at 1.00% APY, CorePlus Federal Credit UnionCorePlus Federal Credit Union40 Boston Post Rd, Waterford, CT 06385A+5.0 ★Texas Ratio: 1.57% Health Savings1 at 0.25% APY, and Windsor Federal S&LWindsor Federal S&L270 Broad St, Windsor, CT 06095A5.0 ★Texas Ratio: 9.09% Student Savings Account at 5.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Waterford, Connecticut, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Waterford, Connecticut (CT) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Waterford, Connecticut and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Waterford, Connecticut & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Boston Post Rd, Waterford, CT 06385
Bright Future Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $2,000.00
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
bump up for PayBackSM or Quarter Back® customers
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
156 Rope Ferry Rd, Waterford, CT 06385
IRA Savings
1.00%
$0
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
40 Boston Post Rd, Waterford, CT 06385
Health Savings1
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
CinchSM Business Savings
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Overdraft Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Club Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Cinch SM Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Overdraft Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
CinchSM Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
40 Boston Post Rd, Waterford, CT 06385
IRA Share
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
3 Boston Post Rd, Waterford, CT 06385
Regular Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
40 Boston Post Rd, Waterford, CT 06385
Share Club
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
40 Boston Post Rd, Waterford, CT 06385
Share Savings
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Relationship High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Cinch SM Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Overdraft Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
Club Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
165 Boston Post Rd, Waterford, CT 06385
CinchSM Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
156 Rope Ferry Rd, Waterford, CT 06385
Special Purpose Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
156 Rope Ferry Rd, Waterford, CT 06385
Primary Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
Student Savings Account
5.12%
$10
▼
Rate5.00%
Min Deposit$10
Min Balance—
UpdatedMar 24, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
Jump Start Savings
5.00%
$0
▼
Rate5.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
Great Start Savings - Based on Daily Balance
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
Head Start Savings
4.60%
$0
▼
Rate4.50%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $1000.00
First Bristol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
25 North St, Bristol, CT 06010
High-Yield Savings
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Boost Your Rate 1.00% with Round-Up Checking
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
IRA & HSA Savings
3.82%
$0
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
501 Middle St, Bristol, CT 06010 7438
Business Prosperity Savings
3.75%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Intro rate subject to change
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 25, 2026
Details
Rate is subject to certain terms and conditions. You must deposit at least $5,000 to open your account and maintain $25 to earn the disclosed APY. Rate and APY may change at any time. Fees may reduce earnings.
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
Pet Savings
3.55%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$0.01 and Up
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT 06484 4602
Progressive Savings
3.54%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mutual Security Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
1000 Bridgeport Ave Ste 503, SHELTON, CT 06484 4602
Progressive Savings | Tier 1
3.54%
$0
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Connex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.01%
PO Box 477, North Haven, CT 06473 0477
PathwaysTM Savings Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Qualifying balance up to $1,000.00
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
1 Atwood Pl, West Haven, CT 06516 2047
High Dividend Savings
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
13 North St, Litchfield, CT 06759
Collateral - Statement Savings
3.25%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
over current rate account is earning
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
Performance Savings
3.25%
$5
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Qualifications Required
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
100 First Stamford Pl Ste 615, Stamford, CT 06902
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
Platinum Savings with checking
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$25,000.00 and Up
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
High-Rate Savings Account
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.50%
520 Cromwell Ave, Rocky Hill, CT 06067
High-Yield Savings Account (HYSA)
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
MySci Savings
3.00%
$25
▼
Rate2.96%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
Smart Savings
3.00%
$100
▼
Rate2.96%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Rate is variable and subject to change after the account is open. Rate effective 12/18/2025. The minimum to open a Smart Savings account is $100. Smart Savings is free of monthly maintenance charges. Fees may reduce earnings. Excessive transfers or withdrawals may result in fees.
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings
2.75%
$5
▼
Rate2.71%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $10,000.00
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
High Yield Savings
2.65%
$5
▼
Rate2.62%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
IRA shares
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
IRA Savings
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
Regular Shares
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
253 West St, Seymour, CT 06483 2648
Health Savings Accounts (HSA)
2.00%
$5
▼
Rate1.98%
Min Deposit$5
Min Balance—
UpdatedMar 28, 2026
Details
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
SmartStart Savings account
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
Money Market Savings
2.00%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
IRA Shares
1.64%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Affinity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
55 Whitney Ave, New Haven, CT 06510
MoreSavings
1.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waterford, CT Savings Rate Trends
Compare local Waterford, CT savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — CT Avg
1.560%
▲ 1.219 from last week
Connecticut high-yield savings rates rose 1.219 points this week to 1.560% APY, up from 0.341% last week.
Standard Savings — CT Avg
0.479%
▲ 0.190 from last week
Connecticut standard savings rates rose 0.190 points this week to 0.479% APY, up from 0.290% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Waterford, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waterford, Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Waterford, Connecticut
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Connecticut, help your money grow faster through a higher APY.
Are savings accounts in Waterford, Connecticut safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Connecticut up to $250,000 per depositor, per institution.
How often do savings rates change in Waterford, Connecticut?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Connecticut rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Waterford, Connecticut may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Waterford, Connecticut?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Waterford, Connecticut offer in-person customer service, which some customers prefer.
How do I open a savings account in Waterford, Connecticut?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Waterford, Connecticut
Here are recent savings rates observed in Waterford, Connecticut and the surrounding area:
- Liberty Bank Middletown, CT
Relationship High Yield Savings — 3.60% APY - Charter Oak Federal Credit Union
Bright Future Savings — 3.00% APY - Dutch Point Credit Union
IRA Savings — 1.00% APY - CorePlus Federal Credit Union
Health Savings1 — 0.25% APY - Windsor Federal S&L
Student Savings Account — 5.12% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waterford, Connecticut. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
