MonitorBankRates
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Delaware Savings Rate Trends

Wilmington, Delaware (DE) Savings Rates - March 2026

The best savings rates for Wilmington, Delaware and the surrounding area include Comenity BankComenity Bank1 Righter Pkwy, Wilmington, DE 19803B4.4 ★Texas Ratio: 21.76% High Yield Savings at 4.00% APY, Dexsta Federal Credit UnionDexsta Federal Credit Union300 Foulk Rd, Wilmington, DE 19803A5.0 ★Texas Ratio: 8.79% High Yield Savings at 3.45% APY, Cross River BankCross River Bank1000 N West St, Wilmington, DE 19801F1.0 ★Texas Ratio: 85.67% I Connect/E Connect Tiered Savings at 3.40% APY, PNC BankPNC Bank300 Delaware Ave, Wilmington, DE 19801A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and Franklin Mint Federal Credit UnionFranklin Mint Federal Credit Union2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457A5.0 ★Texas Ratio: 7.37% BUSINESS POWER SAVINGS at 3.25% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Wilmington, Delaware, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wilmington, Delaware (DE) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Wilmington, Delaware and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Wilmington, Delaware & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High Yield Savings
4.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
High-Yield Savings Account
4.00%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Comenity Bank
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
1 Righter Pkwy, Wilmington, DE 19803
Retirement High-Yield Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$100,000.00-$249,999.99

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.40%
$0
Rate3.34%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
300 Delaware Ave, Wilmington, DE 19801
PNC High Yield Savings®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
SEP-IRA Savings
3.20%
$0
Rate3.15%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
802 Delaware Ave, Wilmington, DE 19801
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Premier Relationship Savings Relationship
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Rainy Day Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
2.55%
$0
Rate2.52%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Tiered Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Cross River Bank
Institution Rating:
F1.0 ★Texas Ratio: 85.67%
1000 N West St, Wilmington, DE 19801
I Connect/E Connect Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Rainy Day Savings
1.50%
$0
Rate1.49%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
SUPER SAVER SAVINGS
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Rainy Day Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS SUPER SAVER SAVINGS
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$50,000.00-$99,999.99

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1815 Newport Gap Pike, Wilmington, DE 19808
IRA Shares
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
High Yield Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

$10,000.00-$49,999.99

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Yield Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Regular Share Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Name Your Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Stepping Stones Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
603 N Church St, Wilmington, DE 19801
Savings
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 15, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Holiday Club Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Premier Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
I.R.A. Share
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
WINcentive Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
SUPER SAVER SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
STATEMENT SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
POWER SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS SUPER SAVER SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS STATEMENT SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
2000 Pennsylvania Ave Unit 101, Wilmington, DE 19806 2457
BUSINESS POWER SAVINGS
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Regular Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Savings Account
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
All Share Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

including Club Accounts & Special Shares

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Youth Savings
0.10%
$5
Rate0.10%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

HSBC Trust Company (Delaware)
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
300 Delaware Ave Ste 1401, Wilmington, DE 19801
Premier Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Business Statement Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Health Savings Accounts
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Money Market Statement Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Premier Yield Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Artisans Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.35%
2961 Centerville Rd, Wilmington, DE 19808
Statement Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Primary Business Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

DEL ONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1 Germay Dr, Wilmington, DE 19804 1104
Rainy Day Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
All Share Savings Accounts
0.07%
$0
Rate0.07%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

including Club Accounts & Special Shares

Priority Plus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.58%
6 LYNAM ST, WILMINGTON, DE 19804
Holiday Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
All Share Savings Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

including Club Accounts & Special Shares

Dexsta Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.79%
300 Foulk Rd, Wilmington, DE 19803
Share Draft Accounts
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Community Powered Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1815 Newport Gap Pike, Wilmington, DE 19808
Regular Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Primary Business Savings
0.04%
$500
Rate0.04%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
Concord Gallery Shopping Center, Wilmington, DE 19803
Primary Business Savings
0.02%
$500
Rate0.02%
Min Deposit$500
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Wilmington, DE Savings Rate Trends

Compare local Wilmington, DE savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Delaware Savings Trends →
High-Yield Savings — DE Avg
1.347%
▲ 0.034 from last week

Delaware high-yield savings rates rose 0.034 points this week to 1.347% APY, up from 1.313% last week.

Standard Savings — DE Avg
0.108%
▼ 0.177 from last week

Delaware standard savings rates fell 0.177 points this week to 0.108% APY, down from 0.285% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wilmington, Delaware directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilmington, Delaware. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in DE.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Wilmington, Delaware

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Delaware, help your money grow faster through a higher APY.

Are savings accounts in Wilmington, Delaware safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Delaware up to $250,000 per depositor, per institution.

How often do savings rates change in Wilmington, Delaware?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Delaware rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wilmington, Delaware may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Wilmington, Delaware?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wilmington, Delaware offer in-person customer service, which some customers prefer.

How do I open a savings account in Wilmington, Delaware?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Wilmington, Delaware

Here are recent savings rates observed in Wilmington, Delaware and the surrounding area:
  • Comenity Bank
    High Yield Savings — 4.00% APY
  • Dexsta Federal Credit Union
    High Yield Savings — 3.45% APY
  • Cross River Bank
    I Connect/E Connect Tiered Savings — 3.40% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Franklin Mint Federal Credit Union
    BUSINESS POWER SAVINGS — 3.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wilmington, Delaware. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026