Largo, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Largo, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union13075 Walsingham Rd, Largo, FL 33774 3514A+5.0 ★Texas Ratio: 2.45% Share Savings Account at 5.00% APY, PNC BankPNC Bank50 Rosery Rd Nw, Largo, FL 33770A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Hancock Whitney BankHancock Whitney Bank8200 Bryan Dairy Rd, Largo, FL 33777A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Achieva Credit UnionAchieva Credit Union12580 Seminole Blvd, Largo, FL 33778A+5.0 ★Texas Ratio: 1.90% Premium Savings Account at 1.50% APY, and ValleyDirectValleyDirect1125 East Bay Dr, Largo, FL 33770A+5.0 ★Texas Ratio: 3.76% Kids First Savings at 0.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Largo, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Largo, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Largo, Florida and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Largo, Florida & Surrounding Communities
Qualifying balance up to $10,000.00
No minimum balance; Available for minors under 18
An interest-bearing savings account with unlimited deposits.
No maintenance charge for average daily balances of $10,000 or more
including all minor savings accounts
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
A variable rate, interest-bearing savings account with a low minimum balance required.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Comes with a card for ATM withdrawals; No maintenance charge for average daily balances of $300 or more
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; High yield checking required.
No minimum balance
Qualifying balance up to $5,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
Introductory APY
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
E-statements or $5 paper statements
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Largo, FL Savings Rate Trends
Compare local Largo, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.848 points this week to 0.652% APY, down from 4.500% last week.
Florida standard savings rates fell 2.004 points this week to 0.797% APY, down from 2.801% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Largo, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Largo, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Largo, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Largo, Florida safe?
How often do savings rates change in Largo, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Largo, Florida?
How do I open a savings account in Largo, Florida?
Best Savings Rates in Largo, Florida
- Midflorida Credit Union
Share Savings Account — 5.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - Achieva Credit Union
Premium Savings Account — 1.50% APY - ValleyDirect
Kids First Savings — 0.25% APY
