New Port Richey, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for New Port Richey, Florida and the surrounding area include Midflorida Credit UnionMidflorida Credit Union7401 State Road 54, New Port Richey, FL 34653A+5.0 ★Texas Ratio: 2.45% High Five Savings at 5.00% APY, Suncoast Credit UnionSuncoast Credit Union11370 State Road 54, New Port Richey, FL 34655A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, Achieva Credit UnionAchieva Credit Union5920 State Road 54, New Port Richey, FL 34652A+5.0 ★Texas Ratio: 1.90% Premium Savings Account at 1.50% APY, GTE Federal Credit UnionGTE Federal Credit Union10848 State Road 54, New Port Richey, FL 34655A5.0 ★Texas Ratio: 6.42% Non-Profit High Yield Savings at 0.60% APY, and Florida Central Credit UnionFlorida Central Credit Union10175 State Road 54, New Port Richey, FL 34655 1864A+5.0 ★Texas Ratio: 4.30% IRA Savings at 0.21% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in New Port Richey, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in New Port Richey, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in New Port Richey, Florida and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in New Port Richey, Florida & Surrounding Communities
Qualifying balance up to $2,000.00
Qualifying balance up to $500.00; No monthly fees. High yield checking required.
Qualifying balance up to $5,000.00
An interest-bearing savings account with unlimited deposits.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
As high as
A variable rate, interest-bearing savings account with a low minimum balance required.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $500.00
No minimum balance
Contact your local banker for more details!
E-statements or $5 paper statements
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $250,000
Relationship
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
New Port Richey, FL Savings Rate Trends
Compare local New Port Richey, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 0.632 points this week to 0.632% APY, down from 1.264% last week.
Florida standard savings rates fell 0.435 points this week to 0.418% APY, down from 0.853% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Port Richey, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Port Richey, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in New Port Richey, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in New Port Richey, Florida safe?
How often do savings rates change in New Port Richey, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in New Port Richey, Florida?
How do I open a savings account in New Port Richey, Florida?
Best Savings Rates in New Port Richey, Florida
- Midflorida Credit Union
High Five Savings — 5.00% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - Achieva Credit Union
Premium Savings Account — 1.50% APY - GTE Federal Credit Union
Non-Profit High Yield Savings — 0.60% APY - Florida Central Credit Union
IRA Savings — 0.21% APY
