Orange Park, Florida (FL) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Orange Park, Florida and the surrounding area include Independent Bank Memphis, TNIndependent Bank Memphis, TN550 Wells Rd, Orange Park, FL 32073A5.0 ★Texas Ratio: 9.65% Savings Special at 3.70% APY, PNC BankPNC Bank536 Blanding Blvd, Orange Park, FL 32073A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Community First Credit Union Of FloridaCommunity First Credit Union Of Florida625 Blanding Blvd, Orange Park, FL 32073A+5.0 ★Texas Ratio: 4.11% Youth Advantage Share Savings at 1.00% APY, RadiFi Credit UnionRadiFi Credit Union950 Blanding Blvd, Orange Park, FL 32065 5910A+5.0 ★Texas Ratio: 1.96% Youth Savings at 1.00% APY, and Coastline Federal Credit UnionCoastline Federal Credit Union1505 County Road 220, Orange Park, FL 32003 7926A+5.0 ★Texas Ratio: 2.48% Rewards Savings at 0.75% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Orange Park, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Orange Park, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Orange Park, Florida and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Orange Park, Florida & Surrounding Communities
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Qualifications Required: Make 15 debit card purchases that post and settle during the monthly qualification cycle; Be enrolled in eStatements; Qualifying balance up to $5,000.00; Links to Simply Rewards Checking to build savings quickly
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; High yield checking required.
No minimum balance
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
Introductory APY
E-statements or $5 paper statements
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
Introductory APY
Introductory APY
Qualifying balance up to $250,000
RELATIONSHIP
Introductory APY
Introductory APY
Daily Balances Of $5,000-$100,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Orange Park, FL Savings Rate Trends
Compare local Orange Park, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.729 points this week to 0.652% APY, down from 4.382% last week.
Florida standard savings rates fell 0.663 points this week to 0.777% APY, down from 1.440% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Orange Park, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Orange Park, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Orange Park, Florida
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Orange Park, Florida safe?
How often do savings rates change in Orange Park, Florida?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Orange Park, Florida?
How do I open a savings account in Orange Park, Florida?
Best Savings Rates in Orange Park, Florida
- Independent Bank Memphis, TN
Savings Special — 3.70% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Community First Credit Union Of Florida
Youth Advantage Share Savings — 1.00% APY - RadiFi Credit Union
Youth Savings — 1.00% APY - Coastline Federal Credit Union
Rewards Savings — 0.75% APY
