Orlando, Florida (FL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Orlando, Florida and the surrounding area include Together Credit UnionTogether Credit Union7007 Sea World Dr, Orlando, FL 32821 8097A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Midflorida Credit UnionMidflorida Credit Union11411 Lake Underhill Rd, Orlando, FL 32825A+5.0 ★Texas Ratio: 2.45% Share Savings Account at 5.00% APY, Fairwinds Credit UnionFairwinds Credit Union12800 Tanja King Blvd, Orlando, FL 32828 7701A+5.0 ★Texas Ratio: 1.48% Emergency Savings at 5.00% APY, Suncoast Credit UnionSuncoast Credit Union4530 S Semoran Blvd, Orlando, FL 32822 2408A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, and Platinum Federal Credit UnionPlatinum Federal Credit Union7041 Grand National Dr Ste 201, Orlando, FL 32819A+5.0 ★Texas Ratio: 1.95% Youth Savings at 4.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Orlando, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Orlando, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Orlando, Florida and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Orlando, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
Share Savings Account
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Qualifying balance up to $10,000.00
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL 32828 7701
Emergency Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $1,000.00
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
4530 S Semoran Blvd, Orlando, FL 32822 2408
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Qualifying balance up to $500.00; High yield checking required.
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
Youth Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
High-Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Addition Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
1823 N Alafaya Trl, Orlando, FL 32826
Savings Plus
4.00%
$0
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $5,000.00
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL 32828 7701
Save Smart Savings
3.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $100,000.00
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Enhanced Money Market Savings
3.30%
$10,000
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Minimum to open is $10,000
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
715 S Goldwyn Ave, Orlando, FL 32805
Goal Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $250,000
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
13583 Hunters Oak Dr, Orlando, FL 32837
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★Texas Ratio: 16.62%
715 S Goldwyn Ave, Orlando, FL 32805
SMB Savings
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
3.10%
$0
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
7007 Sea World Dr, Orlando, FL 32821 8097
Earn & Learn Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $2,500.00
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
College Savings Plan
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL 32828 7701
Investor Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Midflorida Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
11411 Lake Underhill Rd, Orlando, FL 32825
High Yield Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
2495 S Orange Ave, Orlando, FL 32806
High Yield Savings
2.25%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
BankUnited
Institution Rating:
A-5.0 ★Texas Ratio: 15.40%
2495 S Orange Ave, Orlando, FL 32806
High Yield Savings Account
2.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL 32828 7701
Signature Savings
2.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
12800 Tanja King Blvd, Orlando, FL 32828 7701
My First Home Savings Account
1.74%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Down Payment Savings Money Market
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Enhanced Money Market Savings
1.05%
$10,000
▼
Rate1.04%
Min Deposit$10,000
Min Balance—
UpdatedMar 21, 2026
Details
Minimum to open is $10,000
Partners Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.57%
13705 International Dr S, Orlando, FL 32821 5411
Money Market Savings
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
7041 Grand National Dr Ste 201, Orlando, FL 32819
Money Market Savings
1.00%
$100,000
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 21, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.95%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.91%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.74%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BB Americas Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
5403 International Dr, Orlando, FL 32819
Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
450 S Orange Ave, Orlando, FL 32801
Kids First Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
No minimum balance; Available for minors under 18
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
60 N Court Ave Fl 1, Orlando, FL 32801
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
1000 Legion Pl, Orlando, FL 32801
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
450 S Orange Ave, Orlando, FL 32801
Tiered Money Market Savings
0.10%
$2,000
▼
Rate0.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 22, 2026
Details
No maintenance charge for average daily balances of $10,000 or more
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.07%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
2838 Curry Ford Rd, Orlando, FL 32806
Home Town Savings
0.06%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
450 S Orange Ave, Orlando, FL 32801
Money Market Savings
0.05%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3900 Silver Star Rd, Orlando, FL 32808
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3900 Silver Star Rd, Orlando, FL 32808
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
13583 Hunters Oak Dr, Orlando, FL 32837
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3900 Silver Star Rd, Orlando, FL 32808
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
13583 Hunters Oak Dr, Orlando, FL 32837
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Orlando, FL Savings Rate Trends
Compare local Orlando, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
0.652%
▼ 3.729 from last week
Florida high-yield savings rates fell 3.729 points this week to 0.652% APY, down from 4.382% last week.
Standard Savings — FL Avg
0.777%
▼ 0.663 from last week
Florida standard savings rates fell 0.663 points this week to 0.777% APY, down from 1.440% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Orlando, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Orlando, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Orlando, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Orlando, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Orlando, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Orlando, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Orlando, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Orlando, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Orlando, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Orlando, Florida
Here are recent savings rates observed in Orlando, Florida and the surrounding area:
- Together Credit Union
Accelerate It Savings — 5.00% APY - Midflorida Credit Union
Share Savings Account — 5.00% APY - Fairwinds Credit Union
Emergency Savings — 5.00% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - Platinum Federal Credit Union
Youth Savings — 4.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Orlando, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
