Saint Petersburg, Florida (FL) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Saint Petersburg, Florida and the surrounding area include BayFirst National BankBayFirst National Bank700 Central Ave, Saint Petersburg, FL 33701A5.0 ★Texas Ratio: 10.71% Cash Kids Club Savings at 4.94% APY, Suncoast Credit UnionSuncoast Credit Union2120 34th St S, Saint Petersburg, FL 33711A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY, Climate First BankClimate First Bank182 37th Ave N, Saint Petersburg, FL 33704A+5.0 ★Texas Ratio: 0.00% Super Duper Savings at 4.01% APY, PNC BankPNC Bank3801 49th St N, Saint Petersburg, FL 33709A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union2180 4th St N, Saint Petersburg, FL 33704A+5.0 ★Texas Ratio: 2.47% Kids Club Savings at 3.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Saint Petersburg, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Saint Petersburg, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Saint Petersburg, Florida and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Saint Petersburg, Florida & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Cash Kids Club Savings
4.94%
$10
▼
Rate4.82%
Min Deposit$10
Min Balance—
UpdatedMar 16, 2026
Details
Qualifying balance up to $500.00
Suncoast Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.47%
2120 34th St S, Saint Petersburg, FL 33711
High Yield Savings Account
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $500.00; No monthly fees. High yield checking required.
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Duper Savings
4.01%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
No minimum balance
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Super Savings
3.56%
$50
▼
Rate3.50%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details
E-statements or $5 paper statements
Climate First Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
182 37th Ave N, Saint Petersburg, FL 33704
Youth Savings
3.56%
$25
▼
Rate3.50%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
no monthly service fee. The interest rate is 3.50% with an annual percentage yield (APY) of 3.56%, accurate as of 11-19-2025 and subject to change. E-statements are provided at no charge, and paper statements are available for a $5.00 monthly fee.
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3801 49th St N, Saint Petersburg, FL 33709
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2180 4th St N, Saint Petersburg, FL 33704
Kids Club Savings
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Qualifying balance up to $1,000
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
7555 Dr Martin Luther King Jr St N, Saint Petersburg, FL 33702
Above the Norm Personal Market Savings
2.99%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
100 2nd Ave N, Saint Petersburg, FL 33701
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
8950 9th St N Ste 130, Saint Petersburg, FL 33702 3000
IRA shares
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
100 2nd Ave N, Saint Petersburg, FL 33701
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
100 2nd Ave N, Saint Petersburg, FL 33701
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
7555 Dr Martin Luther King Jr St N, Saint Petersburg, FL 33702
Above the Norm Personal Market Savings
1.97%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $499,999.99
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Premium Savings Account
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.71%
700 Central Ave, Saint Petersburg, FL 33701
Statement Savings
1.29%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 16, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Premium Savings Account
1.20%
$0
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2180 4th St N, Saint Petersburg, FL 33704
Health Savings Account
1.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Premium Savings Account
0.90%
$0
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Stearns Bank National Association
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
7555 Dr Martin Luther King Jr St N, Saint Petersburg, FL 33702
Above the Norm Personal Market Savings
0.85%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $99,999.99
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Premium Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
IRA Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
8950 9th St N Ste 130, Saint Petersburg, FL 33702 3000
Regular Shares
0.25%
$50
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1840 4th St N, Saint Petersburg, FL 33704
Kids First Savings
0.25%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 22, 2026
Details
No minimum balance; Available for minors under 18
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 16th St N, Saint Petersburg, FL 33705 2023
IRA Savings
0.21%
$0
▼
Rate0.21%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
IRA Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Health Savings Account (HSA)
0.18%
$0
▼
Rate0.18%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1840 4th St N, Saint Petersburg, FL 33704
Tiered Money Market Savings
0.10%
$2,000
▼
Rate0.00%
Min Deposit$2,000
Min Balance—
UpdatedMar 22, 2026
Details
No maintenance charge for average daily balances of $10,000 or more
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
777 Pasadena Ave S, Saint Petersburg, FL 33707
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Performance Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6300 4th St N, Saint Petersburg, FL 33702
Advantage Savings
0.10%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
An interest-bearing savings account with unlimited deposits.
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
IRA Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Holiday Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Savings II
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Savings II, PAL, Summer Savings, Holiday Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Simply Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
including all minor savings accounts
Achieva Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3629 11th Ave N, Saint Petersburg, FL 33713
Summer Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 16th St N, Saint Petersburg, FL 33705 2023
Business Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
8950 9th St N Ste 130, Saint Petersburg, FL 33702 3000
Share Drafts (Checking)
0.05%
$50
▼
Rate0.05%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Florida Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
400 16th St N, Saint Petersburg, FL 33705 2023
Regular Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
262 37th Ave N, Saint Petersburg, FL 33704
Money Market Savings - Tier 2
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
262 37th Ave N, Saint Petersburg, FL 33704
Money Market Savings - Tier 3
0.05%
$5,000
▼
Rate0.05%
Min Deposit$5,000
Min Balance—
UpdatedMar 21, 2026
Details
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
262 37th Ave N, Saint Petersburg, FL 33704
Interest Savings - Tier 2
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 21, 2026
Details
Minimum to Open: $10
Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
262 37th Ave N, Saint Petersburg, FL 33704
Interest Savings - Tier 3
0.05%
$10
▼
Rate0.05%
Min Deposit$10
Min Balance—
UpdatedMar 21, 2026
Details
Minimum to Open: $10
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6300 4th St N, Saint Petersburg, FL 33702
Easy Savings
0.05%
$10
▼
Rate0.00%
Min Deposit$10
Min Balance—
UpdatedMar 28, 2026
Details
A variable rate, interest-bearing savings account with a low minimum balance required.
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
100 2nd Ave N, Saint Petersburg, FL 33701
Freestyle Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
ValleyDirect
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
1840 4th St N, Saint Petersburg, FL 33704
Money Market Savings
0.05%
$10,000
▼
Rate0.00%
Min Deposit$10,000
Min Balance—
UpdatedMar 22, 2026
Details
Great for balances over $10k; No maintenance charge for average daily balances of $10,000 or more
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4100 4th St N, Saint Petersburg, FL 33703
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4100 4th St N, Saint Petersburg, FL 33703
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
8950 9th St N Ste 130, Saint Petersburg, FL 33702 3000
Escrow share
0.01%
$0
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Panhandle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2718 Martin Luther King Jr Blvd, Panama City, FL 32405 4408
Rising Tide Youth Share
10.00%
$0
▼
Rate9.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Balance: $5 - $1,000
Radiant Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.29%
405 SE 2nd PL, Gainesville, FL 32601 6808
Even-Up Share*
10.00%
$0
▼
Rate10.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Trax Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
12125 N 56th St, Temple Terrace, FL 33617
Youth Share
5.10%
$5
▼
Rate4.99%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3209 E Busch Blvd, Tampa, FL 33612 8737
Accelerate It Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Qualifying balance up to $5,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
3407 Bahia Vista St, Sarasota, FL 34239
Youth savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
Fairwinds Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
1621 S Orange Blossom Trl, Apopka, FL 32703 7755
Emergency Savings
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Qualifying balance up to $1,000.00
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Petersburg, FL Savings Rate Trends
Compare local Saint Petersburg, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — FL Avg
0.653%
▼ 3.048 from last week
Florida high-yield savings rates fell 3.048 points this week to 0.653% APY, down from 3.701% last week.
Standard Savings — FL Avg
0.799%
▼ 2.565 from last week
Florida standard savings rates fell 2.565 points this week to 0.799% APY, down from 3.363% last week.
As of Mar 28, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Petersburg, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Petersburg, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Saint Petersburg, Florida
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Florida, help your money grow faster through a higher APY.
Are savings accounts in Saint Petersburg, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do savings rates change in Saint Petersburg, Florida?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Saint Petersburg, Florida may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Saint Petersburg, Florida?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Saint Petersburg, Florida offer in-person customer service, which some customers prefer.
How do I open a savings account in Saint Petersburg, Florida?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Saint Petersburg, Florida
Here are recent savings rates observed in Saint Petersburg, Florida and the surrounding area:
- BayFirst National Bank
Cash Kids Club Savings — 4.94% APY - Suncoast Credit Union
High Yield Savings Account — 4.50% APY - Climate First Bank
Super Duper Savings — 4.01% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - LMCU Lake Michigan Credit Union
Kids Club Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Saint Petersburg, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
