The best savings rates for Tampa, Florida and the surrounding area include Trax Federal Credit UnionTrax Federal Credit Union3710 N 50th St, Tampa, FL 33619A+5.0 ★Texas Ratio: 5.81% Youth Share at 5.10% APY, Together Credit UnionTogether Credit Union3209 E Busch Blvd, Tampa, FL 33612 8737A+5.0 ★Texas Ratio: 5.65% Accelerate It Savings at 5.00% APY, Midflorida Credit UnionMidflorida Credit Union3202 W Waters Ave, Tampa, FL 33614A+5.0 ★Texas Ratio: 2.45% Share Savings Account at 5.00% APY, BayFirst National BankBayFirst National Bank3015 W Columbus Dr, Tampa, FL 33607A5.0 ★Texas Ratio: 10.71% Cash Kids Club Savings at 4.94% APY, and Suncoast Credit UnionSuncoast Credit Union6536 E Hillsborough Ave, Tampa, FL 33610A5.0 ★Texas Ratio: 6.47% High Yield Savings Account at 4.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Tampa, Florida, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Tampa, Florida (FL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Tampa, Florida and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $5,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00; High yield checking required.
Daily Balances Of $5,000-$100,000
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000
Daily Balances Of up to $4,999.99
Daily Balances of $250,000.00 and up
Daily Balances of $50,000.00-$249,999.99
Daily Balances of $10,000.00-$49,999.99
$250,000.00 and up
$50,000.00-$249,999.99
Fees may reduce earnings. Rate may change after account is opened.
Compare local Tampa, FL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Florida high-yield savings rates fell 3.729 points this week to 0.652% APY, down from 4.382% last week.
Florida standard savings rates fell 0.663 points this week to 0.777% APY, down from 1.440% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Tampa, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tampa, Florida. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.