The best savings rates for Cumming, Georgia and the surrounding area include PNC BankPNC Bank1640 Buford Hwy, Cumming, GA 30041A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Georgia United Credit UnionGeorgia United Credit Union731 Atlanta Hwy, Cumming, GA 30040A5.0 ★Texas Ratio: 6.22% High Earning Savings at 3.15% APY, Delta Community Credit UnionDelta Community Credit Union445 Peachtree Pkwy, Cumming, GA 30041 7228A+5.0 ★Texas Ratio: 1.57% Individual Retirement Accounts/Coverdell Educational Savings Accounts at 2.00% APY, First HorizonFirst Horizon2555 Peachtree Pkwy, Cumming, GA 30041A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Northside Federal Credit UnionNorthside Federal Credit Union1100 Forsyth Drive, Cumming, GA 30041A+5.0 ★Texas Ratio: 4.37% Share Savings Account at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cumming, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cumming, Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cumming, Georgia and the surrounding area. Last Updated and Verified: March 25, 2026
Balances less than $25,000, with monthly net deposit(s) of $100+
Balances $10,000 - $24,999.99
Balances less than $10,000
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
AVG DAILY STEPS: 12,500+
Terms and Conditions Apply.
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
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Compare local Cumming, GA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Georgia high-yield savings rates fell 1.791 points this week to 0.362% APY, down from 2.152% last week.
Georgia standard savings rates fell 0.246 points this week to 0.421% APY, down from 0.668% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cumming, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cumming, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.