Decatur, Georgia (GA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Decatur, Georgia and the surrounding area include Platinum Federal Credit UnionPlatinum Federal Credit Union1059 Mistletoe Rd, Decatur, GA 30033A+5.0 ★Texas Ratio: 1.95% High Yield Savings at 4.00% APY, Associated Credit UnionAssociated Credit Union870 Freeman Street, Decatur, GA 30030A+5.0 ★Texas Ratio: 2.38% Safari Savings Club at 4.00% APY, PNC BankPNC Bank2004 6th Ave Se, Decatur, AL 35601A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Georgia United Credit UnionGeorgia United Credit Union5173 Panola Industrial Blvd, Decatur, GA 30035 4010A5.0 ★Texas Ratio: 6.22% High Earning Savings at 3.15% APY, and Credit Union 1 Credit Union Rantoul, ILCredit Union 1 Credit Union Rantoul, IL1237 Clairmont Rd, Decatur, GA 30030 1229A5.0 ★Texas Ratio: 8.23% High Yield Savings Plus at 3.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Decatur, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Decatur, Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Decatur, Georgia and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Decatur, Georgia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
High Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Safari Savings Club
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
Youth Savings
4.00%
$0
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
High-Yield Savings
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 6th Ave Se, Decatur, AL 35601
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5173 Panola Industrial Blvd, Decatur, GA 30035 4010
High Earning Savings
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances less than $25,000, with monthly net deposit(s) of $100+
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA 30030 1229
High Yield Savings Plus
3.00%
$100,000
▼
Rate0.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
$1,000 bonus
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
College Savings Plan
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Regular, TRUST, & IRA MMAs
2.40%
$100,000
▼
Rate2.37%
Min Deposit$100,000
Min Balance—
UpdatedMar 24, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Individual Retirement Accounts/Coverdell Educational Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★Texas Ratio: 8.23%
1237 Clairmont Rd, Decatur, GA 30030 1229
High-Yield Savings
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
5173 Panola Industrial Blvd, Decatur, GA 30035 4010
High Earning Savings
1.75%
$0
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Balances $10,000 - $24,999.99
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Individual Retirement Accounts/Coverdell Educational Savings Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Regular, TRUST, & IRA MMAs
1.15%
$10,000
▼
Rate1.14%
Min Deposit$10,000
Min Balance—
UpdatedMar 24, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
Money Market Savings
1.00%
$100,000
▼
Rate1.00%
Min Deposit$100,000
Min Balance—
UpdatedMar 21, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Health Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Health Savings Accounts
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
1059 Mistletoe Rd, Decatur, GA 30033
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
PRO$PER Savings Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Safari Savings Club
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Business Primary Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000 & UP
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Business Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000 & UP
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
CUBS Savings
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
$100,000 & UP
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
IRA Share Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Share Account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Trust Primary Share
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Associated Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.38%
870 Freeman Street, Decatur, GA 30030
Regular, TRUST, & IRA MMAs
0.40%
$1,000
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
160 Clairemont Ave, Decatur, GA 30030 2500
Health Savings Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4825 Flat Shoals Pkwy, Decatur, GA 30034
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4825 Flat Shoals Pkwy, Decatur, GA 30034
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 6th Ave Se, Decatur, AL 35601
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2004 6th Ave Se, Decatur, AL 35601
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4825 Flat Shoals Pkwy, Decatur, GA 30034
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4825 Flat Shoals Pkwy, Decatur, GA 30034
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
4825 Flat Shoals Pkwy, Decatur, GA 30034
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
10300 Industrial Blvd Ne, Covington, GA 30014
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Ultra Savings Rate
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
ULTRA Savings
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Checking Account
4.45%
$0
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
AVG DAILY STEPS: 12,500+
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
American Pride Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4740 Log Cabin Dr, Macon, GA 31204
High Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Terms and Conditions Apply.
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Decatur, GA Savings Rate Trends
Compare local Decatur, GA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — GA Avg
0.362%
▼ 1.942 from last week
Georgia high-yield savings rates fell 1.942 points this week to 0.362% APY, down from 2.304% last week.
Standard Savings — GA Avg
0.421%
▲ 0.087 from last week
Georgia standard savings rates rose 0.087 points this week to 0.421% APY, up from 0.334% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Decatur, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Decatur, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Decatur, Georgia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.
Are savings accounts in Decatur, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do savings rates change in Decatur, Georgia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Decatur, Georgia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Decatur, Georgia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Decatur, Georgia offer in-person customer service, which some customers prefer.
How do I open a savings account in Decatur, Georgia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Decatur, Georgia
Here are recent savings rates observed in Decatur, Georgia and the surrounding area:
- Platinum Federal Credit Union
High Yield Savings — 4.00% APY - Associated Credit Union
Safari Savings Club — 4.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Georgia United Credit Union
High Earning Savings — 3.15% APY - Credit Union 1 Credit Union Rantoul, IL
High Yield Savings Plus — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Decatur, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
