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Georgia Savings Rate Trends

Duluth, Georgia (GA) Savings Rates - March 2026

The best savings rates for Duluth, Georgia and the surrounding area include Platinum Federal Credit UnionPlatinum Federal Credit Union2035 SUGARLOAF CIR, DULUTH, GA 30097A+5.0 ★Texas Ratio: 1.95% High Yield Savings at 4.00% APY, Woori America BankWoori America Bank3360 Satellite Blvd, Duluth, GA 30096A+5.0 ★Texas Ratio: 0.51% WooriWON Savings at 3.25% APY, PNC BankPNC Bank3750 Old Norcross Rd, Duluth, GA 30096A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Georgia United Credit UnionGeorgia United Credit Union2270 Satellite Blvd, Duluth, GA 30097 4914A5.0 ★Texas Ratio: 6.22% High Earning Savings at 3.15% APY, and Hanmi BankHanmi Bank2330 Pleasant Hill Rd, Duluth, GA 30096A+5.0 ★Texas Ratio: 2.11% Simple Savings at 2.70% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Duluth, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Duluth, Georgia (GA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Duluth, Georgia and the surrounding area. Last Updated and Verified: March 26, 2026

Compare the Best Savings Rates in Duluth, Georgia & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
High Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Youth Savings
4.00%
$0
Rate3.94%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
High-Yield Savings
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3750 Old Norcross Rd, Duluth, GA 30096
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
2270 Satellite Blvd, Duluth, GA 30097 4914
High Earning Savings
3.15%
$0
Rate3.11%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Balances less than $25,000, with monthly net deposit(s) of $100+

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
College Savings Plan
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
2.95%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 22, 2026
Details

Online Only

Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.70%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

P&S Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
1845 Satellite Blvd, Duluth, GA 30097
Apprentice Tuition Savings
2.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.20%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
2.00%
$0
Rate1.98%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3764 Old Norcross Rd, Duluth, GA 30096
Kids Savings
2.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

Complimentary Kids Savings stackable money bank and passbook at new account opening

Georgia United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.22%
2270 Satellite Blvd, Duluth, GA 30097 4914
High Earning Savings
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Balances $10,000 - $24,999.99

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
1.25%
$0
Rate1.24%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Money Market Savings
1.00%
$100,000
Rate1.00%
Min Deposit$100,000
Min Balance
UpdatedMar 21, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Health Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Health Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Money Market Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Health Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Health Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Business Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Business Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Health Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Business Share Savings
0.25%
$100
Rate0.25%
Min Deposit$100
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Share Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Platinum Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
2035 SUGARLOAF CIR, DULUTH, GA 30097
Youth Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
1980 Satellite Blvd, Duluth, GA 30097 4117
Savings Accounts
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5985 State Bridge Rd, Duluth, GA 30097 8208
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
5985 State Bridge Rd, Duluth, GA 30097 8208
Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 W Superior St, Duluth, MN 55802
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 W Superior St, Duluth, MN 55802
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3750 Old Norcross Rd, Duluth, GA 30096
Standard Savings
0.03%
$0
Rate0.03%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 W Superior St, Duluth, MN 55802
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3750 Old Norcross Rd, Duluth, GA 30096
Standard Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 W Superior St, Duluth, MN 55802
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
230 W Superior St, Duluth, MN 55802
Way2SaveĀ® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
10300 Industrial Blvd Ne, Covington, GA 30014
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Ultra Savings Rate
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
ULTRA Savings
4.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
4.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
4.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Checking Account
4.45%
$0
Rate4.45%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

AVG DAILY STEPS: 12,500+

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
4.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

American Pride Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4740 Log Cabin Dr, Macon, GA 31204
High Savings Account
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Terms and Conditions Apply.

FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
FirstUp Savings
3.82%
$50
Rate3.75%
Min Deposit$50
Min Balance
UpdatedMar 26, 2026
Details

Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00

RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
Rate3.54%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 26, 2026
Details

Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings
2.25%
$100
Rate2.25%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Duluth, GA Savings Rate Trends

Compare local Duluth, GA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Georgia Savings Trends →
High-Yield Savings — GA Avg
0.362%
▼ 1.942 from last week

Georgia high-yield savings rates fell 1.942 points this week to 0.362% APY, down from 2.304% last week.

Standard Savings — GA Avg
0.421%
▲ 0.087 from last week

Georgia standard savings rates rose 0.087 points this week to 0.421% APY, up from 0.334% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Duluth, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Duluth, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Duluth, Georgia

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.

Are savings accounts in Duluth, Georgia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.

How often do savings rates change in Duluth, Georgia?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Duluth, Georgia may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Duluth, Georgia?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Duluth, Georgia offer in-person customer service, which some customers prefer.

How do I open a savings account in Duluth, Georgia?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Duluth, Georgia

Here are recent savings rates observed in Duluth, Georgia and the surrounding area:
  • Platinum Federal Credit Union
    High Yield Savings — 4.00% APY
  • Woori America Bank
    WooriWON Savings — 3.25% APY
  • PNC Bank
    PNC High Yield SavingsĀ® — 3.25% APY
  • Georgia United Credit Union
    High Earning Savings — 3.15% APY
  • Hanmi Bank
    Simple Savings — 2.70% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Duluth, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026