Gainesville, Georgia (GA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Gainesville, Georgia and the surrounding area include Delta Community Credit UnionDelta Community Credit Union891 Dawsonville Hwy Ste 140, Gainesville, GA 30501A+5.0 ★Texas Ratio: 1.57% Individual Retirement Accounts/Coverdell Educational Savings Accounts at 2.00% APY, My Georgia Credit UnionMy Georgia Credit Union2601 Limestone Pkwy, Gainesville, GA 30501A+5.0 ★Texas Ratio: 3.67% Share Savings Account at 0.85% APY, Georgias Own Credit UnionGeorgias Own Credit Union475 Dawsonville Hwy Ste F, Gainesville, GA 30501 2606A5.0 ★Texas Ratio: 12.48% Savings at 0.20% APY, Lanier Federal Credit UnionLanier Federal Credit Union1430 Thompson Bridge Rd, Gainesville, GA 30501 1712A+5.0 ★Texas Ratio: 2.91% Regular Savings Account at 0.18% APY, and Wells FargoWells Fargo104 N Main St, Gainesville, FL 32601A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Gainesville, Georgia, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Gainesville, Georgia (GA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Gainesville, Georgia and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Gainesville, Georgia & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Share Savings Account
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Including Elite Club
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.85%
$0
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Health Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Health Savings Accounts
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.60%
$0
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Share Savings Account
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Including Elite Club
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Health Savings Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Health Savings Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Share Savings Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Including Elite Club
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Business Savings Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Health Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Business Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Individual Retirement Accounts/Coverdell Educational Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
My Georgia Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2601 Limestone Pkwy, Gainesville, GA 30501
Share Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Including Elite Club
Delta Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
891 Dawsonville Hwy Ste 140, Gainesville, GA 30501
Savings Accounts
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
475 Dawsonville Hwy Ste F, Gainesville, GA 30501 2606
Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Regular Savings Account
0.18%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
475 Dawsonville Hwy Ste F, Gainesville, GA 30501 2606
Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Regular Savings Account
0.15%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Teen Savings Account
0.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Kids Savings Account
0.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Regular Savings Account
0.12%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Christmas Club Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Georgias Own Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.48%
475 Dawsonville Hwy Ste F, Gainesville, GA 30501 2606
Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Lanier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1430 Thompson Bridge Rd, Gainesville, GA 30501 1712
Vacation Club Savings
0.10%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
104 N Main St, Gainesville, FL 32601
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
104 N Main St, Gainesville, FL 32601
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
104 N Main St, Gainesville, FL 32601
Platinum Savings
0.02%
$25
▼
Rate0.02%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
104 N Main St, Gainesville, FL 32601
Platinum Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
104 N Main St, Gainesville, FL 32601
Way2Save® Savings
0.01%
$25
▼
Rate0.01%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
$25 minimum opening deposit
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
10300 Industrial Blvd Ne, Covington, GA 30014
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
ULTRA Savings
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Ultra Savings Rate
4.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Checking Account
4.45%
$0
▼
Rate4.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
AVG DAILY STEPS: 12,500+
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
4.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
4.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
American Pride Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4740 Log Cabin Dr, Macon, GA 31204
High Savings Account
4.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Terms and Conditions Apply.
FirstBank (TN)
Institution Rating:
A5.0 ★Texas Ratio: 6.39%
5063 Alabama Hwy, Ringgold, GA 30736
FirstUp Savings
3.82%
$50
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMar 18, 2026
Details
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
RBC Bank, (Georgia)
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
3550 Lenox Rd Ne, Atlanta, GA 30326
U.S. Business Money Market Savings
3.60%
$0
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
2814 Sw 34th St, Gainesville, FL 32608
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
3.25%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings w/Checking Rate
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
Savings W/Elite Chk
3.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Woori America Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.51%
3360 Satellite Blvd, Duluth, GA 30096
WooriWON Savings
2.95%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Online Only
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Fitness Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.05%
3175 Highway 278, Covington, GA 30014
SENIOR Savings
2.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.70%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
2.34%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Altamaha Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
206 Jackson St, Vidalia, GA 30474
Rewards Savings*
2.25%
$100
▼
Rate2.25%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $50,000.00
Hanmi Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
2330 Pleasant Hill Rd, Duluth, GA 30096
Simple Savings
2.20%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Hope
Institution Rating:
A+5.0 ★Texas Ratio: 3.52%
3764 Old Norcross Rd, Duluth, GA 30096
Kids Savings
2.00%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Complimentary Kids Savings stackable money bank and passbook at new account opening
First Arkansas Bank and Trust
Institution Rating:
B4.5 ★Texas Ratio: 21.26%
200 Chastain Center Blvd Nw, Kennesaw, GA 30144
Money Market Savings
1.85%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 18, 2026
Details
Qualifying balance up to $49,999.99
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Gainesville, GA Savings Rate Trends
Compare local Gainesville, GA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — GA Avg
0.362%
▼ 1.942 from last week
Georgia high-yield savings rates fell 1.942 points this week to 0.362% APY, down from 2.304% last week.
Standard Savings — GA Avg
0.421%
▲ 0.087 from last week
Georgia standard savings rates rose 0.087 points this week to 0.421% APY, up from 0.334% last week.
As of Mar 25, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Gainesville, Georgia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Gainesville, Georgia. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in GA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Gainesville, Georgia
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Georgia, help your money grow faster through a higher APY.
Are savings accounts in Gainesville, Georgia safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Georgia up to $250,000 per depositor, per institution.
How often do savings rates change in Gainesville, Georgia?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Georgia rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Gainesville, Georgia may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Gainesville, Georgia?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Gainesville, Georgia offer in-person customer service, which some customers prefer.
How do I open a savings account in Gainesville, Georgia?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Gainesville, Georgia
Here are recent savings rates observed in Gainesville, Georgia and the surrounding area:
- Delta Community Credit Union
Individual Retirement Accounts/Coverdell Educational Savings Accounts — 2.00% APY - My Georgia Credit Union
Share Savings Account — 0.85% APY - Georgias Own Credit Union
Savings — 0.20% APY - Lanier Federal Credit Union
Regular Savings Account — 0.18% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Gainesville, Georgia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
