Honolulu, Hawaii (HI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Honolulu, Hawaii and the surrounding area include Hawaii Schools Federal Credit UnionHawaii Schools Federal Credit Union233 Vineyard St, Honolulu, HI 96813 2446A+5.0 ★Texas Ratio: 0.21% Kids Club Savings1 at 5.00% APY, First Foundation BankFirst Foundation Bank500 Ala Moana Boulevard Suite 2a, Honolulu, HI 96813A+5.0 ★Texas Ratio: 1.45% Online Savings at 3.75% APY, Royal Business BankRoyal Business Bank765 Bishop St, Honolulu, HI 96813A5.0 ★Texas Ratio: 6.64% New Year Flexible Savings Account at 3.75% APY, Aloha Pacific Federal Credit UnionAloha Pacific Federal Credit Union832 S Hotel St, Honolulu, HI 96813 2573A+5.0 ★Texas Ratio: 3.29% Aloha Rewards Money Market Savings at 3.50% APY, and Bank of HawaiiBank of Hawaii111 S King St, Honolulu, HI 96813A+5.0 ★Texas Ratio: 1.38% Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate at 3.15% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Honolulu, Hawaii, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Honolulu, Hawaii (HI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Honolulu, Hawaii and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Honolulu, Hawaii & Surrounding Communities
Terms and Conditions apply.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$5 minimum balance to open
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Online Only
Complimentary Kids Savings stackable money bank and passbook at new account opening
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
Qualifying balance up to $50,000.00
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
Qualifications Required: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month; Aloha Rewards Checking Account Required.
$10 minimum to earn APY.
$100,000 & Over
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Honolulu, HI Savings Rate Trends
Compare local Honolulu, HI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Hawaii high-yield savings rates rose 0.777 points this week to 2.327% APY, up from 1.551% last week.
Hawaii standard savings rates rose 0.159 points this week to 0.209% APY, up from 0.050% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Honolulu, Hawaii directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Honolulu, Hawaii. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in HI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Honolulu, Hawaii
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Honolulu, Hawaii safe?
How often do savings rates change in Honolulu, Hawaii?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Honolulu, Hawaii?
How do I open a savings account in Honolulu, Hawaii?
Best Savings Rates in Honolulu, Hawaii
- Hawaii Schools Federal Credit Union
Kids Club Savings1 — 5.00% APY - First Foundation Bank
Online Savings — 3.75% APY - Royal Business Bank
New Year Flexible Savings Account — 3.75% APY - Aloha Pacific Federal Credit Union
Aloha Rewards Money Market Savings — 3.50% APY - Bank of Hawaii
Bankohana Savings Special 90-Day Guaranteed Promo Interest Rate — 3.15% APY
