The best savings rates for Boise, Idaho and the surrounding area include Pioneer Federal Credit UnionPioneer Federal Credit Union5918 W State St, Boise, ID 83703A5.0 ★Texas Ratio: 10.77% Loyalty Savings at 5.00% APY, Westmark Credit UnionWestmark Credit Union871 E Parkcenter Blvd, Boise, ID 83706A+5.0 ★Texas Ratio: 2.97% First Time Home Buyer Savings at 4.00% APY, CAPITAL EDUCATORSCAPITAL EDUCATORS12195 W McMillan Rd, Boise, ID 83713 2475A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, Health Care Idaho Credit UnionHealth Care Idaho Credit Union208 W Jefferson St, Boise, ID 83702 6044A+5.0 ★Texas Ratio: 5.80% High-Yield Online Savings at 3.25% APY, and Idaho Central Credit UnionIdaho Central Credit Union401 W Front St, Boise, ID 83702 5157A+5.0 ★Texas Ratio: 4.09% High-Yield Online Savings Account at 3.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Boise, Idaho, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Boise, Idaho (ID) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Boise, Idaho and the surrounding area. Last Updated and Verified: March 25, 2026
As High As
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Qualifying balance up to $50,000.00
All accounts require a minimum balance of $100 to earn APY
All accounts require a minimum balance of $100 to earn APY
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Compare local Boise, ID savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield savings rates fell 0.326 points this week to 1.174% APY, down from 1.500% last week.
Idaho standard savings rates rose 0.039 points this week to 0.379% APY, up from 0.340% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Boise, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Boise, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.