Meridian, Idaho (ID) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Meridian, Idaho and the surrounding area include First FSB of Twin FallsFirst FSB of Twin Falls1880 S Eagle Rd, Meridian, ID 83642A+5.0 ★Texas Ratio: 0.24% SuperSaver Savings at 10.47% APY, Pioneer Federal Credit UnionPioneer Federal Credit Union850 E Fairview Ave, Meridian, ID 83642A5.0 ★Texas Ratio: 10.77% Loyalty Savings at 5.00% APY, Westmark Credit UnionWestmark Credit Union1650 S Eagle Rd, Meridian, ID 83642A+5.0 ★Texas Ratio: 2.97% First Time Home Buyer Savings at 4.00% APY, CAPITAL EDUCATORSCAPITAL EDUCATORS275 S Stratford Dr, Meridian, ID 83642 6289A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY, and Beehive Federal Credit UnionBeehive Federal Credit Union5968 N Linder Rd, Meridian, ID 83646A+5.0 ★Texas Ratio: 2.80% Missionary Savings at 4.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Meridian, Idaho, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Meridian, Idaho (ID) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Meridian, Idaho and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Meridian, Idaho & Surrounding Communities
Qualifying balance up to $12,000.00
As High As
Qualifications Required: must open both the Tether savings and Tether checking account; agree to receive online statements; maintain a minimum balance of $50 in Tether Savings and make minimum deposit of $50 to the Tether savings each month from Tether checking by electronic means such as online banking, interactive voice response via our automated phone system. Any other non-human assisted deposit / transfer in order to obtain the disclosed annual percentage yield; Qualifying balance up to $15,000.00
Qualifications Required: Bundle with a Horizon checking account (excluding - Tether and Explorer Checking); Log on to online banking at least one time each calendar month; Receive at least one direct deposit that successfully posts to an account in the membership each calendar month; Conduct a minimum of 15 debit card transactions via the checking account in each calendar month; Be enrolled in electronic statements; Qualifying balance up to $50,000; $2,000 lender credit for first-time homebuyers
incredibly high
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Qualifying balance up to $1,500.00
Money market savings balance over $10,000
Qualifying balance up to $50,000.00
If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Meridian, ID Savings Rate Trends
Compare local Meridian, ID savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield savings rates fell 0.326 points this week to 1.174% APY, down from 1.500% last week.
Idaho standard savings rates rose 0.216 points this week to 0.370% APY, up from 0.153% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Meridian, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Meridian, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Meridian, Idaho
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Meridian, Idaho safe?
How often do savings rates change in Meridian, Idaho?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Meridian, Idaho?
How do I open a savings account in Meridian, Idaho?
Best Savings Rates in Meridian, Idaho
- First FSB of Twin Falls
SuperSaver Savings — 10.47% APY - Pioneer Federal Credit Union
Loyalty Savings — 5.00% APY - Westmark Credit Union
First Time Home Buyer Savings — 4.00% APY - CAPITAL EDUCATORS
Business Money Market Savings Account — 4.00% APY - Beehive Federal Credit Union
Missionary Savings — 4.00% APY
