The best savings rates for Mountain Home, Idaho and the surrounding area include Pioneer Federal Credit UnionPioneer Federal Credit Union250 W 3rd S, Mountain Home, ID 83647A5.0 ★Texas Ratio: 10.77% Loyalty Savings at 5.00% APY, Idaho Central Credit UnionIdaho Central Credit Union105 Desert Sage Way, Mountain Home, ID 83647A+5.0 ★Texas Ratio: 4.09% High-Yield Online Savings Account at 3.25% APY, Wells FargoWells Fargo210 E Jackson St, Mountain Home, ID 83647A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, First FSB of Twin FallsFirst FSB of Twin Falls383 Shoshone St N, Twin Falls, ID 83301A+5.0 ★Texas Ratio: 0.24% SuperSaver Savings at 10.47% APY, and CAPITAL EDUCATORSCAPITAL EDUCATORS12195 W McMillan Rd, Boise, ID 83713 2475A5.0 ★Texas Ratio: 7.10% Business Money Market Savings Account at 4.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Mountain Home, Idaho, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Mountain Home, Idaho (ID) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Mountain Home, Idaho and the surrounding area. Last Updated and Verified: March 27, 2026
All accounts require a minimum balance of $100 to earn APY
All accounts require a minimum balance of $100 to earn APY
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Minimum opening balance of $25,000 must be new money to Banner Bank. A Banner Bank checking account is required to open a High Yield Relationship Savings account.
Qualifying balance up to $50,000.00
Compare local Mountain Home, ID savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Idaho high-yield savings rates fell 0.326 points this week to 1.174% APY, down from 1.500% last week.
Idaho standard savings rates rose 0.039 points this week to 0.379% APY, up from 0.340% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Mountain Home, Idaho directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mountain Home, Idaho. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in ID.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.