The best savings rates for Peru, Illinois and the surrounding area include Eureka Savings BankEureka Savings Bank2959 Peoria St, Peru, IL 61354A5.0 ★Texas Ratio: 7.10% Health Savings Account at 0.50% APY, Heartland Bank and Trust CompanyHeartland Bank and Trust Company925 Shooting Park Rd, Peru, IL 61354A+5.0 ★Texas Ratio: 1.53% Simply Savings at 0.50% APY, Peru Federal Savings BankPeru Federal Savings Bank1730 4th St, Peru, IL 61354A+5.0 ★Texas Ratio: 1.93% Health Savings Account Tier at 0.50% APY, Central Bank IllinoisCentral Bank Illinois1721 Midtown Rd, Peru, IL 61354A+5.0 ★Texas Ratio: 0.63% Health Savings Account (HSA) at 0.25% APY, and First State Bank (IL)First State Bank (IL)4351 Venture Dr, Peru, IL 61354A+5.0 ★Texas Ratio: 5.02% Business Savings at 0.15% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Peru, Illinois, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Peru, Illinois (IL) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Peru, Illinois and the surrounding area. Last Updated and Verified: March 25, 2026
$300.00 Minimum to Open
$25.00 Minimum to Open
Minimum $25.00
No interest below $100.00
Minimum $25.00
Minimum $25.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Intro rate subject to change
Compare local Peru, IL savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield savings rates rose 1.083 points this week to 2.306% APY, up from 1.223% last week.
Illinois standard savings rates fell 0.075 points this week to 0.500% APY, down from 0.575% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Peru, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Peru, Illinois. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.