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Iowa Savings Rate Trends

Ankeny, Iowa (IA) Savings Rates - March 2026

The best savings rates for Ankeny, Iowa and the surrounding area include First National Bank Ames, IowaFirst National Bank Ames, Iowa1205 N Ankeny Blvd, Ankeny, IA 50023A-5.0 ★Texas Ratio: 15.05% Health Savings Account at 2.02% APY, Greater Iowa Credit UnionGreater Iowa Credit Union1700 SE Delaware Ave, Ankeny, IA 50021A5.0 ★Texas Ratio: 8.63% Greater Savings at 1.70% APY, Bankers Trust CompanyBankers Trust Company1925 N Ankeny Blvd, Ankeny, IA 50023A+5.0 ★Texas Ratio: 2.53% Regular Savings Platinum Tier at 1.05% APY, Charter Bank IACharter Bank IA2905 Sw Oralabor Rd, Ankeny, IA 50023A+5.0 ★Texas Ratio: 0.00% Junior Charter Savings at 0.50% APY, and Lincoln Savings BankLincoln Savings Bank1375 Sw State St, Ankeny, IA 50023A-5.0 ★Texas Ratio: 15.31% Savings (Interest Compounded Quarterly) at 0.25% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Ankeny, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ankeny, Iowa (IA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Ankeny, Iowa and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Ankeny, Iowa & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Health Savings Account
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Individual Retirement Account (IRA) Savings
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Individual Retirement Account (IRA) Savings
1.86%
$0
Rate1.85%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Individual Retirement Account (IRA) Savings
1.76%
$0
Rate1.75%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Greater Savings
1.70%
$0
Rate1.69%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifications Required; Qualifying balance up to $50,000.00

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1925 N Ankeny Blvd, Ankeny, IA 50023
Regular Savings Platinum Tier
1.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Health Savings Account
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1925 N Ankeny Blvd, Ankeny, IA 50023
Regular Savings Gold Tier
0.95%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Money Market Savings
0.85%
$0
Rate0.85%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Commercial & Consumer Accounts

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield Roth IRA and Traditional IRA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Health Savings Account (HSA)
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield ESA Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Money Market Savings
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Commercial & Consumer Accounts

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield Roth IRA and Traditional IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield ESA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Health Savings Account (HSA)
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield Roth IRA and Traditional IRA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield ESA Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Health Savings Account (HSA)
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Money Market Savings
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Commercial & Consumer Accounts

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1925 N Ankeny Blvd, Ankeny, IA 50023
Regular Savings Bronze Tier
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1925 N Ankeny Blvd, Ankeny, IA 50023
Regular Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Bankers Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
1925 N Ankeny Blvd, Ankeny, IA 50023
Regular Savings Silver Tier
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Loyalty Program

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Money Market Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Commercial & Consumer Accounts

Charter Bank IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2905 Sw Oralabor Rd, Ankeny, IA 50023
Junior Charter Savings
0.50%
$50
Rate0.50%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Greater Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Charter Bank IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2905 Sw Oralabor Rd, Ankeny, IA 50023
Charter Savings
0.50%
$250
Rate0.50%
Min Deposit$250
Min Balance
UpdatedMar 25, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield Roth IRA and Traditional IRA Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield ESA Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Health Savings Account (HSA)
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield Roth IRA and Traditional IRA Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Lincoln Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
1375 Sw State St, Ankeny, IA 50023
Savings (Interest Compounded Quarterly)
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Savings
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Standard Savings, Commerical Savings, Kids First Savings, and Celebration Savings

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Health Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Community State Bank (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
817 N Ankeny Blvd, Ankeny, IA 50023
A smart and easy way to gradually build your savings growth and peace of mind
0.15%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
The Money Mammals® Kids ClubTM
0.15%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account.

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Primary Share Savings
0.14%
$5
Rate0.15%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Share Accounts (Savings) - Primary and Secondary Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

First National Bank Ames, Iowa
Institution Rating:
A-5.0 ★Texas Ratio: 15.05%
1205 N Ankeny Blvd, Ankeny, IA 50023
Health Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Health Savings Account (HSA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

No minimum deposit required to open the account. $500.00 minimum average daily balance required to earn interest.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Primary and Secondary Shares
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Second Share Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
910 E 1st St, Ankeny, IA 50021
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Primary Share Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Business Share Accounts (Savings) - Primary and Secondary Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

$5 minimum share balance required to open and maintain primary Share. Fees could reduce earnings on account. Rates may vary after account is opened. APY is accurate as of date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Share Accounts (Savings) - Primary and Secondary Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
910 E 1st St, Ankeny, IA 50021
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Greater Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Primary and Secondary Shares
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
910 E 1st St, Ankeny, IA 50021
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
910 E 1st St, Ankeny, IA 50021
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
910 E 1st St, Ankeny, IA 50021
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
Health Savings Account (HSA)
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Fees could reduce earnings on account. Rates may vary after the account is opened. APY is accurate as of the date listed above.

Greater Iowa Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.63%
1700 SE Delaware Ave, Ankeny, IA 50021
High Yield ESA Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Business Savings Account
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.

Community Choice Credit Union Johnston, IA
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
2710 S Ankeny Blvd, Ankeny, IA 50023 8269
Fund Share Savings Account
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
124 1st St Se, Waverly, IA 50677
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
422 Commercial St, Waterloo, IA 50701
A savings account designed for children 18 years of age and under
4.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Iowa Trust & SB Emmetsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
500 W Main St, Sac City, IA 50583
High Yield Savings Account
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

No fees; No hassle; No worries

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Ankeny, IA Savings Rate Trends

Compare local Ankeny, IA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Savings Trends →
High-Yield Savings — IA Avg
1.936%
▲ 0.599 from last week

Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.

Standard Savings — IA Avg
0.603%
▲ 0.233 from last week

Iowa standard savings rates rose 0.233 points this week to 0.603% APY, up from 0.371% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ankeny, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ankeny, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Ankeny, Iowa

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.

Are savings accounts in Ankeny, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do savings rates change in Ankeny, Iowa?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Ankeny, Iowa may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Ankeny, Iowa?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Ankeny, Iowa offer in-person customer service, which some customers prefer.

How do I open a savings account in Ankeny, Iowa?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Ankeny, Iowa

Here are recent savings rates observed in Ankeny, Iowa and the surrounding area:
  • First National Bank Ames, Iowa
    Health Savings Account — 2.02% APY
  • Greater Iowa Credit Union
    Greater Savings — 1.70% APY
  • Bankers Trust Company
    Regular Savings Platinum Tier — 1.05% APY
  • Charter Bank IA
    Junior Charter Savings — 0.50% APY
  • Lincoln Savings Bank
    Savings (Interest Compounded Quarterly) — 0.25% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Ankeny, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026