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Iowa Savings Rate Trends

Bettendorf, Iowa (IA) Savings Rates - March 2026

The best savings rates for Bettendorf, Iowa and the surrounding area include Vibrant Credit UnionVibrant Credit Union3230 Ridge Pt, Bettendorf, IA 52722A-5.0 ★Texas Ratio: 15.61% Digital Advantage Savings at 4.40% APY, IH Mississippi Valley Credit UnionIH Mississippi Valley Credit Union2839 AAA Ct, Bettendorf, IA 52722 3439B4.6 ★Texas Ratio: 20.04% SavingsBooster at 4.00% APY, R.I.A. Federal Credit UnionR.I.A. Federal Credit Union4343 Utica Ridge Rd, Bettendorf, IA 52722A5.0 ★Texas Ratio: 7.00% Super Share Account at 1.21% APY, The Family Credit UnionThe Family Credit Union3355 Devils Glen Rd, Bettendorf, IA 52722A+5.0 ★Texas Ratio: 4.32% Growth Savings at 0.30% APY, and Ascentra Credit UnionAscentra Credit Union2019 Grant St, Bettendorf, IA 52722A5.0 ★Texas Ratio: 7.31% First-Time Homebuyer Savings Account at 0.30% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Bettendorf, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Bettendorf, Iowa (IA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Bettendorf, Iowa and the surrounding area. Last Updated and Verified: March 27, 2026

Compare the Best Savings Rates in Bettendorf, Iowa & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Digital Advantage Savings
4.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
4.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Preferred Savings
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
2839 AAA Ct, Bettendorf, IA 52722 3439
SavingsBooster
4.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
2839 AAA Ct, Bettendorf, IA 52722 3439
SavingsBooster
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Community Business Savings
3.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
2839 AAA Ct, Bettendorf, IA 52722 3439
SavingsBooster
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Preferred Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
3.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

IH Mississippi Valley Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 20.04%
2839 AAA Ct, Bettendorf, IA 52722 3439
SavingsBooster
2.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4343 Utica Ridge Rd, Bettendorf, IA 52722
Super Share Account
1.21%
$0
Rate1.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Everyday Savings
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4343 Utica Ridge Rd, Bettendorf, IA 52722
Super Share Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Preferred Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4343 Utica Ridge Rd, Bettendorf, IA 52722
Super Share Account
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Elite Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Vibrant Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.61%
3230 Ridge Pt, Bettendorf, IA 52722
Premier Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4343 Utica Ridge Rd, Bettendorf, IA 52722
Super Share Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $10,000.00

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3355 Devils Glen Rd, Bettendorf, IA 52722
Growth Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Balances to earn dividends up to $24,999

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
2019 Grant St, Bettendorf, IA 52722
First-Time Homebuyer Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ascentra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.31%
2019 Grant St, Bettendorf, IA 52722
Health Savings Account
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
2770 Middle Rd, Bettendorf, IA 52722
Health Savings Balance
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
4343 Utica Ridge Rd, Bettendorf, IA 52722
Share Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

DuTrac Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.42%
2770 Middle Rd, Bettendorf, IA 52722
Health Savings Balance
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
3355 Devils Glen Rd, Bettendorf, IA 52722
Health Savings
0.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

BankOrion
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
1855 Middle Rd, Bettendorf, IA 52722
Statement Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BankOrion
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
1855 Middle Rd, Bettendorf, IA 52722
Health Savings Account
0.10%
$100
Rate0.10%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Minimum deposit to open.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2001 Spruce Hills Dr, Bettendorf, IA 52722
Platinum Savings
0.05%
$25
Rate0.05%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2001 Spruce Hills Dr, Bettendorf, IA 52722
Retirement High Yield Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

BankOrion
Institution Rating:
A+5.0 ★Texas Ratio: 5.74%
1855 Middle Rd, Bettendorf, IA 52722
Statement Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2001 Spruce Hills Dr, Bettendorf, IA 52722
Platinum Savings
0.02%
$25
Rate0.02%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2001 Spruce Hills Dr, Bettendorf, IA 52722
Platinum Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
2001 Spruce Hills Dr, Bettendorf, IA 52722
Way2Save® Savings
0.01%
$25
Rate0.01%
Min Deposit$25
Min Balance
UpdatedMar 22, 2026
Details

$25 minimum opening deposit

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA 52722
A savings account designed for children 18 years of age and under
0.01%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 24, 2026
Details

QCBT Quad City B&T Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.58%
2118 Middle Rd, Bettendorf, IA 52722
Quad City Savings
0.01%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 24, 2026
Details

Fidelity Bank & Trust (IA)
Institution Rating:
A+5.0 ★Texas Ratio: 1.72%
124 1st St Se, Waverly, IA 50677
Snap $tack Savings
5.12%
$1,000
Rate5.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $5,000.00

Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
422 Commercial St, Waterloo, IA 50701
A savings account designed for children 18 years of age and under
4.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Iowa Trust & SB Emmetsburg, IA
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
500 W Main St, Sac City, IA 50583
High Yield Savings Account
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

No fees; No hassle; No worries

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High-Yield Savings
3.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Contact your local banker for more details!

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.45%
$0
Rate3.40%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Reliance State Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.77%
606 Broad St, Story City, IA 50248
Individual Retirement Account (IRA) - Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Iowa State B&T Co. of Fairfield, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
55 S 4th St, Fairfield, IA 52556
High Yield Savings
3.14%
$0
Rate3.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
Business High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
300 E 2nd St, Muscatine, IA 52761
High Yield Savings
3.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Introductory APY

CNB Clinton National Bank
Institution Rating:
F2.4 ★Texas Ratio: 45.83%
1 W White St, Preston, IA 52069
CNB Health Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Green Belt Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
120 E Main St, Belmond, IA 50421
HSA (Health Savings Account)
3.04%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

with e-statements

Farmers State Bank Lake View, IA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
401 Main St, Lake View, IA 51450
IRA Savings
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Iowa Falls State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
116 Main St, Williams, IA 50271
Health Savings Account
3.03%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bettendorf, IA Savings Rate Trends

Compare local Bettendorf, IA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Iowa Savings Trends →
High-Yield Savings — IA Avg
1.936%
▲ 0.599 from last week

Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.

Standard Savings — IA Avg
0.603%
▼ 0.009 from last week

Iowa standard savings rates fell 0.009 points this week to 0.603% APY, down from 0.612% last week.

As of Mar 27, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Bettendorf, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bettendorf, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Bettendorf, Iowa

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.

Are savings accounts in Bettendorf, Iowa safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.

How often do savings rates change in Bettendorf, Iowa?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Bettendorf, Iowa may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Bettendorf, Iowa?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Bettendorf, Iowa offer in-person customer service, which some customers prefer.

How do I open a savings account in Bettendorf, Iowa?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Bettendorf, Iowa

Here are recent savings rates observed in Bettendorf, Iowa and the surrounding area:
  • Vibrant Credit Union
    Digital Advantage Savings — 4.40% APY
  • IH Mississippi Valley Credit Union
    SavingsBooster — 4.00% APY
  • R.I.A. Federal Credit Union
    Super Share Account — 1.21% APY
  • The Family Credit Union
    Growth Savings — 0.30% APY
  • Ascentra Credit Union
    First-Time Homebuyer Savings Account — 0.30% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bettendorf, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 27, 2026