Cedar Falls, Iowa (IA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Cedar Falls, Iowa and the surrounding area include Cedar Rapids Bank and Trust CompanyCedar Rapids Bank and Trust Company2322 W 1st St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 3.72% A savings account designed for children 18 years of age and under at 4.00% APY, MidWestOne BankMidWestOne Bank4510 Prairie Pkwy, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 4.78% Business High Yield Savings at 3.60% APY, Dupaco Community Credit UnionDupaco Community Credit Union126 Brandilynn Blvd, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 4.16% Launchpad Savings Account at 3.25% APY, First Bank Waverly, IAFirst Bank Waverly, IA602 Main St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 2.66% Grow With Me Savings at 1.00% APY, and Farmers State Bank Waterloo, IAFarmers State Bank Waterloo, IA515 Main St, Cedar Falls, IA 50613A+5.0 ★Texas Ratio: 4.41% Smart Start Savings Account 6 at 0.50% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cedar Falls, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cedar Falls, Iowa (IA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cedar Falls, Iowa and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Cedar Falls, Iowa & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
A savings account designed for children 18 years of age and under
4.00%
$1
▼
Rate0.00%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High-Yield Savings
3.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Contact your local banker for more details!
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Launchpad Savings Account
3.25%
$0
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Max Balance $1,000
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
3.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
2.85%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
2.85%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
2.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
2.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
High-Yield Savings
2.45%
$50,000
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
Business High Yield Savings
2.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
MidWestOne Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
4510 Prairie Pkwy, Cedar Falls, IA 50613
High Yield Savings
2.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Introductory APY
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
High-Yield Savings
2.25%
$50,000
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Bright Savings Online-Only Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifications Required: eStatements enrollment; Online Only
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
High-Yield Savings
2.05%
$50,000
▼
Rate2.03%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
High-Yield Savings
1.85%
$50,000
▼
Rate1.83%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
High-Yield Savings
1.50%
$50,000
▼
Rate1.49%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
First Bank Waverly, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
602 Main St, Cedar Falls, IA 50613
Grow With Me Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Bank Waverly, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
602 Main St, Cedar Falls, IA 50613
Holiday Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
Health Savings Account
0.51%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
First-Time Home Buyer Savings Account
0.50%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
515 Main St, Cedar Falls, IA 50613
Smart Start Savings Account 6
0.50%
$100
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
Health savings account
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Health Savings Accounts
0.35%
$25
▼
Rate0.35%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
Health Savings Account
0.31%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
5908 Winterberry Dr, Cedar Falls, IA 50613
Coverdell Education Savings Accounts
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Health Savings Accounts
0.30%
$25
▼
Rate0.30%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
Share Plus
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Lincoln Savings Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.31%
225 Viking Rd, Cedar Falls, IA 50613
Savings (Interest Compounded Quarterly)
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
roth ira shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
ira shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
education ira shares
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
5908 Winterberry Dr, Cedar Falls, IA 50613
Health Savings Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Health Savings Accounts
0.25%
$25
▼
Rate0.25%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
Health Savings Account
0.21%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Health Savings Accounts
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Holiday Club Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Share Savings
0.20%
$25
▼
Rate0.20%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
You Name It Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cedar Falls Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
123 W 4th St, Cedar Falls, IA 50613 2831
Secondary Savings
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
515 Main St, Cedar Falls, IA 50613
Smart Start Savings Account 6
0.15%
$10,000
▼
Rate0.15%
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Share Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
You Name It Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Collins Community Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.97%
5908 Winterberry Dr, Cedar Falls, IA 50613
Coverdell Education Savings Accounts
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
Share Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Dupaco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
126 Brandilynn Blvd, Cedar Falls, IA 50613
You Name It Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
802 W 29th St, Cedar Falls, IA 50613 5022
IRA Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
802 W 29th St, Cedar Falls, IA 50613 5022
Secondary Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
802 W 29th St, Cedar Falls, IA 50613 5022
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
First Bank Waverly, IA
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
602 Main St, Cedar Falls, IA 50613
Statement Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
515 Main St, Cedar Falls, IA 50613
FSB Health Savings Account 9
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6609 University Ave, Cedar Falls, IA 50613
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6609 University Ave, Cedar Falls, IA 50613
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Cedar Rapids Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
2322 W 1st St, Cedar Falls, IA 50613
A savings account designed for building funds for a specific future use
0.05%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Farmers State Bank Waterloo, IA
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
515 Main St, Cedar Falls, IA 50613
FSB Savings Account 5
0.05%
$100
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Cedar Falls, IA Savings Rate Trends
Compare local Cedar Falls, IA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — IA Avg
1.936%
▲ 0.599 from last week
Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.
Standard Savings — IA Avg
0.603%
▼ 0.009 from last week
Iowa standard savings rates fell 0.009 points this week to 0.603% APY, down from 0.612% last week.
As of Mar 27, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cedar Falls, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cedar Falls, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Cedar Falls, Iowa
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Iowa, help your money grow faster through a higher APY.
Are savings accounts in Cedar Falls, Iowa safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Iowa up to $250,000 per depositor, per institution.
How often do savings rates change in Cedar Falls, Iowa?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Iowa rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Cedar Falls, Iowa may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Cedar Falls, Iowa?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Cedar Falls, Iowa offer in-person customer service, which some customers prefer.
How do I open a savings account in Cedar Falls, Iowa?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Cedar Falls, Iowa
Here are recent savings rates observed in Cedar Falls, Iowa and the surrounding area:
- Cedar Rapids Bank and Trust Company
A savings account designed for children 18 years of age and under — 4.00% APY - MidWestOne Bank
Business High Yield Savings — 3.60% APY - Dupaco Community Credit Union
Launchpad Savings Account — 3.25% APY - First Bank Waverly, IA
Grow With Me Savings — 1.00% APY - Farmers State Bank Waterloo, IA
Smart Start Savings Account 6 — 0.50% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Cedar Falls, Iowa. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 26, 2026
