The best savings rates for Iowa Falls, Iowa and the surrounding area include Green Belt Bank & TrustGreen Belt Bank & Trust616 Washington Ave, Iowa Falls, IA 50126A+5.0 ★Texas Ratio: 0.70% HSA (Health Savings Account) at 3.04% APY, Iowa Falls State BankIowa Falls State Bank601 Washington Ave, Iowa Falls, IA 50126A+5.0 ★Texas Ratio: 2.15% Health Savings Account at 3.03% APY, Members1st Community Credit UnionMembers1st Community Credit Union1815 Washington Ave, Iowa Falls, IA 50126A+5.0 ★Texas Ratio: 3.76% Money Market Savings at 2.27% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)124 1st St Se, Waverly, IA 50677A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, and First Federal Credit UnionFirst Federal Credit Union425 1st Ave SW, Cedar Rapids, IA 52405A5.0 ★Texas Ratio: 12.07% Kids First Savings at 5.00% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Iowa Falls, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Iowa Falls, Iowa (IA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Iowa Falls, Iowa and the surrounding area. Last Updated and Verified: March 27, 2026
with e-statements
Qualifying balance up to $10,000.00
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Minimum of $2,500 to earn dividends
Must be enrolled in a high-deductible health insurance plan and be age 18+ to open.
No minimum to earn dividends
No minimum to earn dividends
Minimum of $50 to earn dividends
Minimum of $100 to earn dividends
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
No fees; No hassle; No worries
Introductory APY
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
Introductory APY
Introductory APY
Max Balance $1,000
Introductory APY
Introductory APY
Qualifying balance up to $1,000.00
Compare local Iowa Falls, IA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield savings rates fell 0.942 points this week to 1.936% APY, down from 2.878% last week.
Iowa standard savings rates fell 0.326 points this week to 0.632% APY, down from 0.959% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Iowa Falls, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Iowa Falls, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.