Johnston, Iowa (IA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Johnston, Iowa and the surrounding area include Grinnell State BankGrinnell State Bank5601 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 0.00% Simply Savings at 2.02% APY, Charter Bank IACharter Bank IA5526 Nw 86th St, Johnston, IA 50131A+5.0 ★Texas Ratio: 0.00% Charter Savings at 0.50% APY, Community Choice Credit Union Johnston, IACommunity Choice Credit Union Johnston, IA8404 nw 62nd ave, Johnston, IA 50131A+5.0 ★Texas Ratio: 3.15% The Money Mammals® Kids ClubTM at 0.15% APY, Community State Bank (IA)Community State Bank (IA)6175 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 1.50% A smart and easy way to gradually build your savings growth and peace of mind at 0.15% APY, and Bank IowaBank Iowa5580 Merle Hay Rd, Johnston, IA 50131A+5.0 ★Texas Ratio: 5.49% Young Savers Savings at 0.11% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Johnston, Iowa, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Johnston, Iowa (IA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Johnston, Iowa and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Johnston, Iowa & Surrounding Communities
Qualifying balance up to $500.00
$200,000.00 +; Minimum to open $100
$100,000.00 to $199,999.99; Minimum to open $100
Qualifying balance up to $100,000.00
$50,000.00 to $99,999.99; Minimum to open $100
Qualifying balance up to $200,000.00
$5,000.00 to $49,999.99; Minimum to open $100
Qualifying balance up to $1,000,000.00
$0.00 to $499.99; Minimum to open $100
Money Market Savings Minimum to open $100; Minimum for APY $25,000 AB7
$5.00 minimum deposit required to open account.
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
No minimum deposit required to open the account. $500.00 minimum average daily balance required to earn interest.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
No minimum deposit required to open the account. $500.00 minimum average daily balance required to earn interest.
$5.00 minimum deposit required to open account. $5,000.01 minimum average daily balance required to earn interest.
$5.00 minimum deposit required to open account. $500.01 minimum average daily balance required to earn interest.
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
No fees; No hassle; No worries
Max Balance $1,000
Qualifying balance up to $1,000.00
Minimum of $2,500 to earn dividends
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Johnston, IA Savings Rate Trends
Compare local Johnston, IA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield savings rates rose 0.599 points this week to 1.936% APY, up from 1.337% last week.
Iowa standard savings rates fell 0.009 points this week to 0.603% APY, down from 0.612% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Johnston, Iowa directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Johnston, Iowa. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in IA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Johnston, Iowa
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Johnston, Iowa safe?
How often do savings rates change in Johnston, Iowa?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Johnston, Iowa?
How do I open a savings account in Johnston, Iowa?
Best Savings Rates in Johnston, Iowa
- Grinnell State Bank
Simply Savings — 2.02% APY - Charter Bank IA
Charter Savings — 0.50% APY - Community Choice Credit Union Johnston, IA
The Money Mammals® Kids ClubTM — 0.15% APY - Community State Bank (IA)
A smart and easy way to gradually build your savings growth and peace of mind — 0.15% APY - Bank Iowa
Young Savers Savings — 0.11% APY
