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Kansas Savings Rate Trends

Manhattan, Kansas (KS) Savings Rates - March 2026

The best savings rates for Manhattan, Kansas and the surrounding area include Capitol Federal Savings BankCapitol Federal Savings Bank1401 Poyntz Ave, Manhattan, KS 66502A+5.0 ★Texas Ratio: 1.06% eSavings at 3.70% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union104 McCall Rd, Manhattan, KS 66502 5026A+5.0 ★Texas Ratio: 4.67% Premium High-Yield Savings at 3.50% APY, Premier Members Credit UnionPremier Members Credit Union104 McCall Rd, Manhattan, KS 66502A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY, FSB of WestmorelandFSB of Westmoreland8685 E Us Highway 24, Manhattan, KS 66502A5.0 ★Texas Ratio: 12.46% Passbook Savings Account at 1.00% APY, and KS StateBankKS StateBank1010 Westloop Pl, Manhattan, KS 66502A5.0 ★Texas Ratio: 9.13% Simple Savings at 1.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Manhattan, Kansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Manhattan, Kansas (KS) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Manhattan, Kansas and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Manhattan, Kansas & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1401 Poyntz Ave, Manhattan, KS 66502
eSavings
3.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Premium High-Yield Savings
3.50%
$5,000
Rate3.45%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Manhattan, KS 66502
High Yield Savings Account
2.78%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

FSB of Westmoreland
Institution Rating:
A5.0 ★Texas Ratio: 12.46%
8685 E Us Highway 24, Manhattan, KS 66502
Passbook Savings Account
1.00%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1010 Westloop Pl, Manhattan, KS 66502
Simple Savings
1.00%
$100
Rate1.00%
Min Deposit$100
Min Balance
UpdatedMar 20, 2026
Details

Bank of the Flint Hills
Institution Rating:
A-5.0 ★Texas Ratio: 15.48%
7860 E Us Highway 24, Manhattan, KS 66502
Savings
0.73%
$0
Rate0.73%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
IRA Share
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
630 Humboldt St, Manhattan, KS 66502
Youth Savings
0.60%
$10
Rate0.60%
Min Deposit$10
Min Balance
UpdatedMar 20, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
529 Humboldt St, Manhattan, KS 66502
UMB Premium Savings
0.55%
$0
Rate0.55%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Manhattan, KS 66502
Health Savings Account (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings, Super Hero, and Christmas Savings Accounts
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings Account
0.45%
$0
Rate0.45%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings, Super Hero, and Christmas Savings Accounts
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings Account
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings, Super Hero, and Christmas Savings Accounts
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

ESB Financial
Institution Rating:
C+4.1 ★Texas Ratio: 25.76%
224 E Poyntz Ave, Manhattan, KS 66502
Savings, Super Hero, and Christmas Savings Accounts
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 13, 2026
Details

Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
1800 Claflin Rd, Manhattan, KS 66502 3469
Business Special Purpose Savings
0.10%
$25
Rate0.10%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

$25 minimum to open

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Manhattan, KS 66502
High Yield Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1401 Poyntz Ave, Manhattan, KS 66502
Passcard Savings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1401 Poyntz Ave, Manhattan, KS 66502
eSavings
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Business Membership Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Membership Savings/Secondary Savings
0.05%
$5
Rate0.05%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Manhattan, KS 66502
IRA Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Take advantage of tax deferred interest with a Traditional or Roth IRA.

Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
104 McCall Rd, Manhattan, KS 66502
Regular Share
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Business Membership Savings
0.03%
$5
Rate0.03%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Membership Savings/Secondary Savings
0.03%
$5
Rate0.03%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
529 Humboldt St, Manhattan, KS 66502
UMB Savings
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Commerce Bank Kansas City, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
727 Poyntz Ave, Manhattan, KS 66502
myRewards Savings
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
104 McCall Rd, Manhattan, KS 66502 5026
Membership Savings/Secondary Savings
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 20, 2026
Details

Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
1800 Claflin Rd, Manhattan, KS 66502 3469
Business Special Purpose Savings
0.00%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 25, 2026
Details

$25 minimum to open

Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
1401 Poyntz Ave, Manhattan, KS 66502
Passcard Savings
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
9777 Ridge Dr, Lenexa, KS 66219
High Interest Savings
5.00%
$1
Rate0.00%
Min Deposit$1
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required; Qualifying balance up to $2,500.00

First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
711 Minnesota Ave, Kansas City, KS 66101
Grow Savings Account
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Traditions High Yield Business Savings Account
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
6201 College Blvd, Overland Park, KS 66211
Kids Cash Savings
4.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Traditional IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Education IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Education
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Roth
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
IRA Share Accounts Traditional
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Farmway Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
200 S Hersey Ave, Beloit, KS 67420
Roth IRA Share Accounts
3.80%
$0
Rate3.75%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

Communication Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.85%
1015 SW Wanamaker Rd, Topeka, KS 66604 3806
Blue Savings for Business
3.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Must enroll in eStatements to receive the advertised rate. Maximum aggregate balance of $2,500,000 across Blue Savings for Business accounts per Tax ID.

Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
6480 Sprint Pkwy Ste I, Overland Park, KS 66211 1166
Business Prosperity Savings
3.75%
$1,000
Rate0.00%
Min Deposit$1,000
Min Balance
UpdatedMar 25, 2026
Details

Intro rate subject to change

FSB Mcpherson, KS
Institution Rating:
A5.0 ★Texas Ratio: 10.04%
2074 E Kansas Ave, Mcpherson, KS 67460
Super Savings
3.66%
$50
Rate3.60%
Min Deposit$50
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $100,000.00

Golden Belt Bank, FSA
Institution Rating:
A5.0 ★Texas Ratio: 6.19%
1100 E 27th St, Hays, KS 67601
Youth Savings 1 year
3.25%
$0
Rate3.21%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
10851 Mastin St, Overland Park, KS 66210
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

The Bank of Tescott
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
104 S Main St, Tescott, KS 67484
Traditions High Yield Business Savings
3.16%
$0
Rate3.12%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Premier Savings
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
SafeGuard Savings, Consumer
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6860 W 115th St, Overland Park, KS 66211 2457
SafeGuard Savings, Municipal
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.43%
17000 W 119th St, Olathe, KS 66061
Online Savings
2.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 18, 2026
Details

w/Direct Deposit into Checking.

Truity Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
3400 W 6th St, Lawrence, KS 66049 3215
Business Premier Savings
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 22, 2026
Details

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
912 N ARCHER AVE, NORTON, KS 67654 1404
EZ Saver Savings
2.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

*Special terms and conditions apply*

United Northwest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.37%
912 N ARCHER AVE, NORTON, KS 67654 1404
EZ Saver Savings Account
2.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Rounds up debit card transactions and share drafts (checks)

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Manhattan, KS Savings Rate Trends

Compare local Manhattan, KS savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Kansas Savings Trends →
High-Yield Savings — KS Avg
1.156%
▼ 0.319 from last week

Kansas high-yield savings rates fell 0.319 points this week to 1.156% APY, down from 1.475% last week.

Standard Savings — KS Avg
0.457%
▲ 0.020 from last week

Kansas standard savings rates rose 0.020 points this week to 0.457% APY, up from 0.436% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Manhattan, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Manhattan, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Manhattan, Kansas

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Kansas, help your money grow faster through a higher APY.

Are savings accounts in Manhattan, Kansas safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.

How often do savings rates change in Manhattan, Kansas?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Manhattan, Kansas may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Manhattan, Kansas?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Manhattan, Kansas offer in-person customer service, which some customers prefer.

How do I open a savings account in Manhattan, Kansas?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Manhattan, Kansas

Here are recent savings rates observed in Manhattan, Kansas and the surrounding area:
  • Capitol Federal Savings Bank
    eSavings — 3.70% APY
  • Meritrust Federal Credit Union
    Premium High-Yield Savings — 3.50% APY
  • Premier Members Credit Union
    High Yield Savings Account — 2.78% APY
  • FSB of Westmoreland
    Passbook Savings Account — 1.00% APY
  • KS StateBank
    Simple Savings — 1.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Manhattan, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026