Wichita, Kansas (KS) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Wichita, Kansas and the surrounding area include Capitol Federal Savings BankCapitol Federal Savings Bank8040 E Douglas Ave, Wichita, KS 67206A+5.0 ★Texas Ratio: 1.06% eSavings at 3.70% APY, Meritrust Federal Credit UnionMeritrust Federal Credit Union11737 E 21st St N, Wichita, KS 67206 3502A+5.0 ★Texas Ratio: 4.67% Premium High-Yield Savings at 3.50% APY, Premier Members Credit UnionPremier Members Credit Union4510 E 19th St N, Wichita, KS 67208 1654A+5.0 ★Texas Ratio: 4.73% High Yield Savings Account at 2.78% APY, Emprise BankEmprise Bank257 N Broadway Ave, Wichita, KS 67202A+5.0 ★Texas Ratio: 0.30% Savings Plus at 2.50% APY, and Community National Bank & TrustCommunity National Bank & Trust8535 E 21st St N, Wichita, KS 67206A5.0 ★Texas Ratio: 6.71% Platinum Savings Account at 1.91% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Wichita, Kansas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Wichita, Kansas (KS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Wichita, Kansas and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Wichita, Kansas & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capitol Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
8040 E Douglas Ave, Wichita, KS 67206
eSavings
3.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum balance to earn APY is $10,000, and account must be enrolled in eStatements.; Online Only
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
Premium High-Yield Savings
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4510 E 19th St N, Wichita, KS 67208 1654
High Yield Savings Account
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
Savings Plus
2.50%
$25
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Qualifications Required: Cycle qualifications must be met. In order to earn Savings Plus reward rates, High Interest Checking or Cash Back Checking qualifications must be met.; Qualifying balance up to $50,000.00
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
8535 E 21st St N, Wichita, KS 67206
Platinum Savings Account
1.91%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10421 W Central Ave, Wichita, KS 67212
Personal Savings
1.80%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10421 W Central Ave, Wichita, KS 67212
Personal Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10421 W Central Ave, Wichita, KS 67212
Personal Savings
1.65%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Home Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
10421 W Central Ave, Wichita, KS 67212
Personal Savings
1.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Investment Savings
1.25%
$250,000
▼
Rate1.24%
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Investment Savings
1.10%
$100,000
▼
Rate1.09%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
KS StateBank
Institution Rating:
A5.0 ★Texas Ratio: 9.13%
1424 S Maize Rd, Wichita, KS 67209
Simple Savings
1.00%
$100
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedMar 27, 2026
Details
Peoples Bank and Trust Company (KS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
13605 W Maple St, Wichita, KS 67235
Super Saver Savings
1.00%
$50
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $50,000.00
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Health Savings Account
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Daily Balances of: $2,500 and greater
Meritrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
11737 E 21st St N, Wichita, KS 67206 3502
IRA Share
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Intrust Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.46%
105 N Main St, Wichita, KS 67202
Youth Savings
0.60%
$10
▼
Rate0.60%
Min Deposit$10
Min Balance—
UpdatedMar 27, 2026
Details
UMB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
130 N Market St, Wichita, KS 67202
UMB Premium Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Health Savings Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Daily Balances of: $1,000 - $2,499.99
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Investment Savings
0.50%
$50,000
▼
Rate0.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
IRA Share
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Christmas Club / Vacation Club Share
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4510 E 19th St N, Wichita, KS 67208 1654
Health Savings Account (HSA)
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
Regular Share Account
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Preferred Youth Savings Account
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Legacy Bank Colwich, KS
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
8725 W Central Ave, Wichita, KS 67212
Savings Account
0.45%
$100
▼
Rate0.45%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
Share IRA Accounts
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
Payroll Share Account
0.35%
$0
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Minimum Opening Deposit: $500; Ongoing Requirement: $50 / month auto deposit
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Traditional & Roth IRAs, SEP and HSA Savings Accounts
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
Regular Share Account
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Payroll Plus Savings Account
0.30%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Garden Plain State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10526 W Maple St, Wichita, KS 67209
Savings Account
0.25%
$100
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Traditional & Roth IRAs, SEP and HSA Savings Accounts
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Traditional & Roth IRAs, SEP and HSA Savings Accounts
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Campus Credit Union
Institution Rating:
B4.7 ★Texas Ratio: 19.23%
4960 E 21st St N, Wichita, KS 67208
Regular Share Account
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Investment Savings
0.20%
$10,000
▼
Rate0.20%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.78%
8615 W Frazier Ln, Wichita, KS 67212 3834
High-Yield Savings
0.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Minimum to open: $15; Qualifying balance up to $30,000.00
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
11122 E Central Ave, WICHITA, KS 67206 2632
Regular Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Great Plains Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
11122 E Central Ave, WICHITA, KS 67206 2632
Prime Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Christmas Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Payroll Plus Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Traditional & Roth IRAs, SEP and HSA Savings Accounts
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Vacation Savings Account
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Valley State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
5310 S Broadway Ave, Wichita, KS 67216
Regular Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 22, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
Regular Savings
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
Youth Savings
0.15%
$25
▼
Rate0.15%
Min Deposit$25
Min Balance—
UpdatedMar 26, 2026
Details
Community National Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 6.71%
8535 E 21st St N, Wichita, KS 67206
Platinum Savings Account
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Southwest National Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.18%
400 E Douglas Ave, Wichita, KS 67202
Investment Savings
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
257 N Broadway Ave, Wichita, KS 67202
Business Savings Account
0.15%
$100
▼
Rate0.15%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details
Andover State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
1717 North Webb Road, Wichita, KS 67206
Treasury Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Aviator Crew (Youth Share Account)
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mid American Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.01%
8404 W Kellogg Dr, Wichita, KS 67209 1845
Traditional & Roth IRAs, SEP and HSA Savings Accounts
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Special Share
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Skyward Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4 Cessna Blvd, Wichita, KS 67215 1423
Regular Share
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Citizens Bank of Kansas
Institution Rating:
A+5.0 ★Texas Ratio: 3.54%
8718 W 13th St N, Wichita, KS 67212
Regular Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
4510 E 19th St N, Wichita, KS 67208 1654
High Yield Savings Account
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union of America Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
3934 N Woodlawn Blvd, Wichita, KS 67220
Business Special Purpose Savings
0.10%
$25
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
$25 minimum to open
Carson Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.31%
4641 E Douglas Ave, Wichita, KS 67218
Savings
0.10%
$100
▼
Rate0.10%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Wheat State Credit Union
Institution Rating:
D3.6 ★Texas Ratio: 32.05%
1400 S Oliver Ave, Wichita, KS 67218 3226
Share Savings Account
0.07%
$0
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6321 E Central Ave, Wichita, KS 67208
Platinum Savings
0.05%
$25
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 22, 2026
Details
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6321 E Central Ave, Wichita, KS 67208
Retirement High Yield Savings
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Wichita, KS Savings Rate Trends
Compare local Wichita, KS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — KS Avg
1.155%
▲ 0.955 from last week
Kansas high-yield savings rates rose 0.955 points this week to 1.155% APY, up from 0.200% last week.
Standard Savings — KS Avg
0.451%
▲ 0.177 from last week
Kansas standard savings rates rose 0.177 points this week to 0.451% APY, up from 0.274% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Wichita, Kansas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wichita, Kansas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Wichita, Kansas
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Kansas, help your money grow faster through a higher APY.
Are savings accounts in Wichita, Kansas safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Kansas up to $250,000 per depositor, per institution.
How often do savings rates change in Wichita, Kansas?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Kansas rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Wichita, Kansas may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Wichita, Kansas?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Wichita, Kansas offer in-person customer service, which some customers prefer.
How do I open a savings account in Wichita, Kansas?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Wichita, Kansas
Here are recent savings rates observed in Wichita, Kansas and the surrounding area:
- Capitol Federal Savings Bank
eSavings — 3.70% APY - Meritrust Federal Credit Union
Premium High-Yield Savings — 3.50% APY - Premier Members Credit Union
High Yield Savings Account — 2.78% APY - Emprise Bank
Savings Plus — 2.50% APY - Community National Bank & Trust
Platinum Savings Account — 1.91% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Wichita, Kansas. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
