Frankfort, Kentucky (KY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Frankfort, Kentucky and the surrounding area include Commonwealth Credit Union Frankfort, KYCommonwealth Credit Union Frankfort, KY417 High St, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.66% Round UP Savings at 5.00% APY, PNC BankPNC Bank9651 W Lincoln Hwy, Frankfort, IL 60423A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Expree Credit UnionExpree Credit Union100 Moore Dr, Frankfort, KY 40601 8295A+5.0 ★Texas Ratio: 4.78% Money Market Savings Account at 2.90% APY, First FSB of KentuckyFirst FSB of Kentucky216 W Main St, Frankfort, KY 40601A5.0 ★Texas Ratio: 12.83% Christmas Savings at 1.50% APY, and Kemba Credit UnionKemba Credit Union5935 Merchants St, Florence, KY 41042 1198A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Frankfort, Kentucky, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Frankfort, Kentucky (KY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Frankfort, Kentucky and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Frankfort, Kentucky & Surrounding Communities
Qualifying balance up to $1,000.00
Limited Transactions. Minimum Deposit to Open waived with direct deposit. Minimum deposit of $250 at maturity (October 15th). Withdraw/Close Fee Prior to Maturity: $10. Interest compounded daily and credited at maturity.
Low Balance Fee: $10 per month if daily balance falls below $1,000. Minimum Deposit to Open waived with direct deposit. Monthly Maintenance Fee: $5 (waived with eStatements). Interest compounded daily and credited monthly.
If under 18: Minimum balance to open $10. Minimum Deposit to Open waived with direct deposit. Low Balance Fee: $10 per month if daily balance falls below $100 Monthly Maintenance Fee: $5 (waived with eStatements). Interest compounded daily and credited monthly.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Qualifying balance up to $2,500.00
Hardin, LaRue, Meade, Breckinridge, Grayson, Hart, Nelson, Bullitt, and Jefferson.
Pair with a Rewards Checking account to earn up to 3.00% APY , with full access to your funds.
Qualifying balance up to $100,000.00
Minimum of $5,000 not currently deposited at Huntington.
Balances $25,000.00 or more
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Frankfort, KY Savings Rate Trends
Compare local Frankfort, KY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield savings rates rose 0.478 points this week to 1.960% APY, up from 1.482% last week.
Kentucky standard savings rates rose 0.226 points this week to 0.573% APY, up from 0.346% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Frankfort, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Frankfort, Kentucky. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Frankfort, Kentucky
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Frankfort, Kentucky safe?
How often do savings rates change in Frankfort, Kentucky?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Frankfort, Kentucky?
How do I open a savings account in Frankfort, Kentucky?
Best Savings Rates in Frankfort, Kentucky
- Commonwealth Credit Union Frankfort, KY
Round UP Savings — 5.00% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - Expree Credit Union
Money Market Savings Account — 2.90% APY - First FSB of Kentucky
Christmas Savings — 1.50% APY - Kemba Credit Union
Ohio Homebuyer Plus Savings — 6.25% APY
