Hopkinsville, Kentucky (KY) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Hopkinsville, Kentucky and the surrounding area include Fortera Federal Credit UnionFortera Federal Credit Union300 Clinic Dr, Hopkinsville, KY 42240 4989A+5.0 ★Texas Ratio: 5.06% High Yield Savings at 3.50% APY, Service One Credit UnionService One Credit Union120 Griffin Bell Dr, Hopkinsville, KY 42240 8741A5.0 ★Texas Ratio: 12.56% IRA Traditional, Roth, and Coverdell Education Savings at 0.30% APY, F&M BankF&M Bank1002 S Virginia St, Hopkinsville, KY 42240A+5.0 ★Texas Ratio: 0.06% Health Savings Account at 0.25% APY, Kemba Credit UnionKemba Credit Union5935 Merchants St, Florence, KY 41042 1198A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, and Louisville Gas & Electric Company Credit UnionLouisville Gas & Electric Company Credit Union820 W Broadway, Louisville, KY 40202A+5.0 ★Texas Ratio: 1.44% Accumulation Share at 5.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hopkinsville, Kentucky, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hopkinsville, Kentucky (KY) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hopkinsville, Kentucky and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Hopkinsville, Kentucky & Surrounding Communities
$2 for each withdrawal/transfer over 6 per month
$2 for each withdrawal/transfer over 6 per month.
$100,000.00 Minimum Balance to Earn Stated APY
$25,000.00 Minimum Balance to Earn Stated APY
$5.00 Minimum Balance to Earn Stated APY
$25 Minimum Balance to Earn Stated APY
$25 Minimum Balance to Earn Stated APY
$50 Minimum Balance to Earn Stated APY
$50 Minimum Balance to Earn Stated APY
As High As
Qualifying balance up to $1,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifications Required: recurring monthly transfer totaling $50.00 or more from the FirstBank personal checking or FirstBank personal money market; Qualifying balance up to $25,000.00
Minimum of $5,000 not currently deposited at Huntington.
Hardin, LaRue, Meade, Breckinridge, Grayson, Hart, Nelson, Bullitt, and Jefferson.
Minimum of $5,000 not currently deposited at Huntington.
Balances $25,000.00 or more
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hopkinsville, KY Savings Rate Trends
Compare local Hopkinsville, KY savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Kentucky high-yield savings rates rose 0.733 points this week to 1.997% APY, up from 1.264% last week.
Kentucky standard savings rates rose 0.405 points this week to 0.605% APY, up from 0.200% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hopkinsville, Kentucky directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hopkinsville, Kentucky. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in KY.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hopkinsville, Kentucky
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hopkinsville, Kentucky safe?
How often do savings rates change in Hopkinsville, Kentucky?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hopkinsville, Kentucky?
How do I open a savings account in Hopkinsville, Kentucky?
Best Savings Rates in Hopkinsville, Kentucky
- Fortera Federal Credit Union
High Yield Savings — 3.50% APY - Service One Credit Union
IRA Traditional, Roth, and Coverdell Education Savings — 0.30% APY - F&M Bank
Health Savings Account — 0.25% APY - Kemba Credit Union
Ohio Homebuyer Plus Savings — 6.25% APY - Louisville Gas & Electric Company Credit Union
Accumulation Share — 5.12% APY
