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Louisiana Savings Rate Trends

Metairie, Louisiana (LA) Savings Rates - March 2026

The best savings rates for Metairie, Louisiana and the surrounding area include Capital One BankCapital One Bank4949 W Esplanade Ave, Metairie, LA 70006A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Hancock Whitney BankHancock Whitney Bank1441 Metairie Rd, Metairie, LA 70005A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Crescent BankCrescent Bank2201 Veterans Memorial Blvd, Metairie, LA 70002C4.0 ★Texas Ratio: 27.16% Savings at 1.70% APY, First HorizonFirst Horizon2900 Ridgelake Dr, Metairie, LA 70002A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY, and Jefferson Financial Federal Credit UnionJefferson Financial Federal Credit Union7701 Airline Dr, Metairie, LA 70003 6228B4.5 ★Texas Ratio: 20.76% IRA Savings at 0.65% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Metairie, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Metairie, Louisiana (LA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Metairie, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Metairie, Louisiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
4949 W Esplanade Ave, Metairie, LA 70006
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1441 Metairie Rd, Metairie, LA 70005
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1441 Metairie Rd, Metairie, LA 70005
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1441 Metairie Rd, Metairie, LA 70005
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
4625 Airline Dr, Metairie, LA 70001
IRA Savings
0.65%
$0
Rate0.65%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
7701 Airline Dr, Metairie, LA 70003 6228
Christmas Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
4625 Airline Dr, Metairie, LA 70001
Christmas Savings
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
4624 W Napoleon Ave, Metairie, LA 70001 2492
Savings Share Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Pays dividends of 0.25%* monthly; Online and mobile banking for 24/7 access; Unlimited withdrawals and deposits; ATM Card; Multiple Savings Share Accounts can be opened under one member

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Coverdell Education Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4200 Houma Blvd, Metairie, LA 70006 2970
Savings Account
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4200 Houma Blvd, Metairie, LA 70006 2970
Savings Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4200 Houma Blvd, Metairie, LA 70006 2970
Savings Account
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
Regular Share
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
IRA Regular Share
0.15%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Special Savings
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$100 minimum opening balance; $100 minimum balance to avoid service fee; $100 minimum balance to earn dividends; Dividends compounded/credited monthly

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Christmas Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Jefferson Parish Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
4200 Houma Blvd, Metairie, LA 70006 2970
Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Fleur de Lis Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
433 Metairie Rd, Metairie, LA 70005
Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Pays monthly on balances of $100 or more

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Vacation Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
2900 Ridgelake Dr, Metairie, LA 70002
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4526 W Esplanade Ave, Metairie, LA 70006
Fifth Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Regular Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
4725 Veterans Memorial Blvd, Metairie, LA 70006 5324
Youth Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
IRA Regular Share
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
Regular Share
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
3929 Veterans Memorial Blvd, Metairie, LA 70002
Personal Savings
0.05%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 25, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1441 Metairie Rd, Metairie, LA 70005
Freestyle Savings Account
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
IRA Regular Share
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
Regular Share
0.05%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
4401 W Napoleon Ave, Metairie, LA 70001 2406
Life Benefit Share Account
0.03%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
4401 W Napoleon Ave, Metairie, LA 70001 2406
Life Benefit Share Account
0.01%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
IRA Regular Share
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
5500 Veterans Memorial Blvd Ste 100, Metairie, LA 70003 1746
Regular Share
0.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 22, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA 70433 5069
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Youth & Teen Savings
4.09%
$5
Rate4.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Save Better Savings
4.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 28, 2026
Details

Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Prosperity Rewards Savings
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
IRA Prime Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
1.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 25, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Personal Savings
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Any balance

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.75%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 25, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Savings Tier Three
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.50%
$250,000
Rate0.00%
Min Deposit$250,000
Min Balance
UpdatedMar 25, 2026
Details

State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
Vacation Club Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
Sweep Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

State Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
176 Washington Street, Golden Meadow, LA 70357
Christmas Club Savings
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
345 Main St, Marion, LA 71260
Personal Savings
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
345 Main St, Marion, LA 71260
Earl the Squirrel Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Metairie, LA Savings Rate Trends

Compare local Metairie, LA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Savings Trends →
High-Yield Savings — LA Avg
2.187%
▲ 0.389 from last week

Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.

Standard Savings — LA Avg
0.925%
▲ 0.794 from last week

Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Metairie, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Metairie, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Metairie, Louisiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.

Are savings accounts in Metairie, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do savings rates change in Metairie, Louisiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Metairie, Louisiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Metairie, Louisiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Metairie, Louisiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Metairie, Louisiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Metairie, Louisiana

Here are recent savings rates observed in Metairie, Louisiana and the surrounding area:
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • Hancock Whitney Bank
    Freestyle Savings Account — 2.75% APY
  • Crescent Bank
    Savings — 1.70% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
  • Jefferson Financial Federal Credit Union
    IRA Savings — 0.65% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Metairie, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026