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Louisiana Savings Rate Trends

Monroe, Louisiana (LA) Savings Rates - March 2026

The best savings rates for Monroe, Louisiana and the surrounding area include CENTRICCENTRIC710 Highway 165 North, Monroe, LA 71201C+4.1 ★Texas Ratio: 25.48% Share Savings Account at 4.15% APY, Capital One BankCapital One Bank1808 N 18th St, Monroe, LA 71201A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Ouachita Valley Federal Credit UnionOuachita Valley Federal Credit Union3170 Sterlington Rd, Monroe, LA 71203A+5.0 ★Texas Ratio: 4.59% Share IRA at 1.51% APY, Century Next BankCentury Next Bank2450 Tower Dr, Monroe, LA 71201A+5.0 ★Texas Ratio: 4.13% SPECIAL SAVINGS IRA at 1.00% APY, and First HorizonFirst Horizon8019 Desiard St, Monroe, LA 71203A+5.0 ★Texas Ratio: 5.08% TotalView Money Market Savings at 0.75% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Monroe, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monroe, Louisiana (LA) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Monroe, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026

Compare the Best Savings Rates in Monroe, Louisiana & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Share Savings Account
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Qualifying balance up to $20,000.00

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Save Better Savings
4.01%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000

Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
1808 N 18th St, Monroe, LA 71201
360 Performance Savings
3.20%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3170 Sterlington Rd, Monroe, LA 71203
Share IRA
1.51%
$5
Rate1.50%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
2450 Tower Dr, Monroe, LA 71201
SPECIAL SAVINGS IRA
1.00%
$1,000,000
Rate0.00%
Min Deposit$1,000,000
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.75%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
2450 Tower Dr, Monroe, LA 71201
SPECIAL SAVINGS IRA
0.75%
$500,000
Rate0.00%
Min Deposit$500,000
Min Balance
UpdatedMar 25, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
IRA Shares
0.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.60%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3170 Sterlington Rd, Monroe, LA 71203
Special Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 24, 2026
Details

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3170 Sterlington Rd, Monroe, LA 71203
Regular Shares
0.50%
$25
Rate0.50%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Save Better Savings
0.50%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 21, 2026
Details

Balances exceeding $50,000 earn 0.50% APY

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
2450 Tower Dr, Monroe, LA 71201
SPECIAL SAVINGS IRA
0.50%
$250,000
Rate0.00%
Min Deposit$250,000
Min Balance
UpdatedMar 25, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
TotalView Money Market Savings
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1900 Auburn Ave, Monroe, LA 71201
Earl the Squirrel Savings
0.50%
$5
Rate0.50%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
1900 Auburn Ave, Monroe, LA 71201
Personal Savings
0.50%
$100
Rate0.50%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Youth Savings
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Age 17 & under (Kidz Saver)

Ouachita Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.59%
3170 Sterlington Rd, Monroe, LA 71203
Business Share
0.35%
$25
Rate0.35%
Min Deposit$25
Min Balance
UpdatedMar 24, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Coverdell Education Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Special B Shares
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
Traditional Savings
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
2450 Tower Dr, Monroe, LA 71201
SPECIAL SAVINGS IRA
0.25%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Basic Savings
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Special A Shares
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
710 Highway 165 North, Monroe, LA 71201
Special C Shares
0.25%
$0
Rate0.25%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
Money Market Savings
0.15%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Youth Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
8019 Desiard St, Monroe, LA 71203
Money Market Savings
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Special Savings
0.10%
$100
Rate0.00%
Min Deposit$100
Min Balance
UpdatedMar 27, 2026
Details

$100 minimum opening balance; $100 minimum balance to avoid service fee; $100 minimum balance to earn dividends; Dividends compounded/credited monthly

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Regular Savings
0.10%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Christmas Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

La Capitol Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.23%
2600 Ferrand St, Monroe, LA 71201 3213
Vacation Club Savings
0.10%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMar 27, 2026
Details

Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
1500 N 19th St, Monroe, LA 71201 4942
Regular Savings
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
Rate7.00%
Min Deposit$5
Min Balance
UpdatedMar 23, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
100 Northpark Blvd # B1302A, Covington, LA 70433 5069
MySavings Youth
7.00%
$0
Rate6.77%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Youth & Teen Savings
4.09%
$5
Rate4.00%
Min Deposit$5
Min Balance
UpdatedMar 27, 2026
Details

Essential Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.36%
21925 Highway 1, Plaquemine, LA 70764 5132
Prosperity Rewards Savings
4.00%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Barksdale Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.16%
2321 Airline Dr, Bossier City, LA 71111 5810
IRA Prime Savings
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Bundle Savings
3.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifications Required

Baton Rouge Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
13404 Airline Hwy, Baton Rouge, LA 70817 5917
Premier Savings
3.50%
$5
Rate3.45%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

ANECA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.78%
4361 Youree Dr, Shreveport, LA 71105
Non-Profit Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

First Pioneers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.82%
2235 S College Rd, Lafayette, LA 70508
Explorer Club Savings
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Qualifying balance up to $3,000.00

Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
High-Yield Savings
3.10%
$0
Rate3.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Christmas Club Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Back to School Savings
3.05%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

CenLA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
708 Jackson St, Alexandria, LA 71301
IRA Share Account
3.04%
$100
Rate3.00%
Min Deposit$100
Min Balance
UpdatedMar 16, 2026
Details

Heart Of Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.37%
303 Edgewood Dr, Pineville, LA 71360 5444
Christmas Club Shares
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Post Office Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.29%
2443 Texas Ave, Shreveport, LA 71103
High Yield Savings Accounts
2.79%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 28, 2026
Details

Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Minimum Balance 4,5,6,9,10

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
380 S Franklin St, Bastrop, LA 71220
IRA Savings
2.75%
$0
Rate2.75%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

($0 Opening Balance)

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
919 Washington St, Franklinton, LA 70438
Freestyle Savings Account
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
SAVINGSELITE
2.53%
$25,000
Rate2.50%
Min Deposit$25,000
Min Balance
UpdatedMar 26, 2026
Details

Balances $25,000.00 or more

First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Savings Elite
2.53%
$0
Rate2.50%
Min Deposit$0
Min Balance
UpdatedMar 26, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
919 Washington St, Franklinton, LA 70438
Freestyle Savings Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
919 Washington St, Franklinton, LA 70438
Freestyle Savings Account
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedMar 27, 2026
Details

Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
2.16%
$0
Rate2.14%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Monroe, LA Savings Rate Trends

Compare local Monroe, LA savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Louisiana Savings Trends →
High-Yield Savings — LA Avg
2.187%
▲ 0.389 from last week

Louisiana high-yield savings rates rose 0.389 points this week to 2.187% APY, up from 1.799% last week.

Standard Savings — LA Avg
0.925%
▲ 0.794 from last week

Louisiana standard savings rates rose 0.794 points this week to 0.925% APY, up from 0.131% last week.

As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monroe, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monroe, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Monroe, Louisiana

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.

Are savings accounts in Monroe, Louisiana safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.

How often do savings rates change in Monroe, Louisiana?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Monroe, Louisiana may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Monroe, Louisiana?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Monroe, Louisiana offer in-person customer service, which some customers prefer.

How do I open a savings account in Monroe, Louisiana?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Monroe, Louisiana

Here are recent savings rates observed in Monroe, Louisiana and the surrounding area:
  • CENTRIC
    Share Savings Account — 4.15% APY
  • Capital One Bank
    360 Performance Savings — 3.20% APY
  • Ouachita Valley Federal Credit Union
    Share IRA — 1.51% APY
  • Century Next Bank
    SPECIAL SAVINGS IRA — 1.00% APY
  • First Horizon
    TotalView Money Market Savings — 0.75% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Monroe, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026