New Orleans, Louisiana (LA) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for New Orleans, Louisiana and the surrounding area include Instep Credit UnionInstep Credit Union400 Russell Ave Bldg 509, New Orleans, LA 70143 5077A5.0 ★Texas Ratio: 7.88% Youth & Teen Savings at 4.09% APY, Capital One BankCapital One Bank313 Carondelet St, New Orleans, LA 70130A5.0 ★Texas Ratio: 10.41% 360 Performance Savings at 3.20% APY, Riverland Federal Credit UnionRiverland Federal Credit Union639 Loyola Ave Ste 220, New Orleans, LA 70113 3130A+5.0 ★Texas Ratio: 4.24% High-Yield Savings at 3.10% APY, Hancock Whitney BankHancock Whitney Bank1324 S Carrollton Ave, New Orleans, LA 70118A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, and Credit Human Federal Credit UnionCredit Human Federal Credit Union3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200A-5.0 ★Texas Ratio: 14.04% Money Market Savings at 2.16% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in New Orleans, Louisiana, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in New Orleans, Louisiana (LA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in New Orleans, Louisiana and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in New Orleans, Louisiana & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Youth & Teen Savings
4.09%
$5
▼
Rate4.00%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.41%
313 Carondelet St, New Orleans, LA 70130
360 Performance Savings
3.20%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
High-Yield Savings
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Christmas Club Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Back to School Savings
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1324 S Carrollton Ave, New Orleans, LA 70118
Freestyle Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1324 S Carrollton Ave, New Orleans, LA 70118
Freestyle Savings Account
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1324 S Carrollton Ave, New Orleans, LA 70118
Freestyle Savings Account
2.25%
$0
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
2.16%
$0
▼
Rate2.14%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
1.80%
$1,000
▼
Rate0.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details
Get a 1.80% APY on balances of $10,000; Up to six free withdrawals per statement cycle
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
IRA Share Accounts (Roth & Traditional)
1.76%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
1.55%
$0
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
IRA Share Accounts (Roth & Traditional)
1.51%
$0
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
IRA Share Accounts (Roth & Traditional)
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
TotalView Money Market Savings
0.75%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
200 Henry Clay Ave, New Orleans, LA 70118 5720
IRA Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Money Market Savings
0.65%
$0
▼
Rate0.64%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA 70119
IRA Savings
0.65%
$0
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
TotalView Money Market Savings
0.60%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Share Savings
0.55%
$0
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Instep Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.88%
400 Russell Ave Bldg 509, New Orleans, LA 70143 5077
Regular Savings
0.50%
$50
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
TotalView Money Market Savings
0.50%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Eagle Louisiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
6400 Saint Claude Ave Bldg 4208, NEW ORLEANS, LA 70117 1456
IRA Shares
0.45%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Noda Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.86%
13800 Old Gentilly Rd Bldg 101, New Orleans, LA 70129
Share Accounts
0.40%
$0
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$100.00 to 1,999.99
Riverland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
639 Loyola Ave Ste 220, New Orleans, LA 70113 3130
Money Market Savings
0.40%
$0
▼
Rate0.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Human Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.04%
3001 Tulane Ave Ste 8, New Orleans, LA 70119 7200
Money Market Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Keesler Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.31%
3700 Orleans Ave, New Orleans, LA 70119
Christmas Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Jefferson Financial Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 20.76%
200 Henry Clay Ave, New Orleans, LA 70118 5720
Christmas Savings
0.30%
$0
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
Traditional Savings
0.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Post Office Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
701 Loyola Ave, New Orleans, LA 70113
Savings Share Account
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pays dividends of 0.25%* monthly; Online and mobile banking for 24/7 access; Unlimited withdrawals and deposits; ATM Card; Multiple Savings Share Accounts can be opened under one member
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
IRA Regular Share
0.15%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
Xplore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
701 Poydras St Ste P140, New Orleans, LA 70139
Regular Share
0.15%
$5
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 22, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
Money Market Savings
0.15%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA 70112 7021
Business Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA 70112 7021
Club Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA 70112 7021
Health Savings Accounts (HSA)
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA 70112 7021
IRA Share
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Campus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
433 Bolivar St Rm 102, New Orleans, LA 70112 7021
Share Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
601 Poydras St, New Orleans, LA 70130
Money Market Savings
0.10%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Fifth District Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
4000 General Degaulle Dr, New Orleans, LA 70114
Fifth Savings
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Hancock Whitney Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
1324 S Carrollton Ave, New Orleans, LA 70118
Freestyle Savings Account
0.05%
$0
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
909 Poydras St, New Orleans, LA 70112
Personal Savings
0.05%
$100
▼
Rate0.00%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Cents-able Savings
7.00%
$5
▼
Rate7.00%
Min Deposit$5
Min Balance—
UpdatedMar 23, 2026
Details
CENTRIC
Institution Rating:
C+4.1 ★Texas Ratio: 25.48%
1091 Thomas Rd, West Monroe, LA 71292 5821
Save Better Savings
4.01%
$25
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Qualifications Required: 12 debit card transactions to post to and settle to the account; 1 ACH credit (like a direct deposit); Enroll in an e-statement; Qualifying balance up to $50,000
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Gateway High Yield Savings
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Minimum Balance 4,5,6,9,10
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
Savings Elite
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
First Guaranty Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
6151 Hwy 10, Greensburg, LA 70441
SAVINGSELITE
2.53%
$25,000
▼
Rate2.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 26, 2026
Details
Balances $25,000.00 or more
GEISMAR COMPLEX
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
35294 Highway 30, Geismar, LA 70734
IRA SHARE ROTH
2.02%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
2201 Veterans Memorial Blvd, Metairie, LA 70002
Savings
1.70%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
123 N Oak St, Hammond, LA 70401
Personal Savings
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Any balance
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
1.00%
$1,000,000
▼
Rate0.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMar 25, 2026
Details
Century Next Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
505 N Vienna St, Ruston, LA 71270
SPECIAL SAVINGS IRA
0.75%
$500,000
▼
Rate0.00%
Min Deposit$500,000
Min Balance—
UpdatedMar 25, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
2536 Airline Dr, Bossier City, LA 71111
Savings Tier Three
0.70%
$0
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Marion State Bank Marion, LA
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
345 Main St, Marion, LA 71260
Earl the Squirrel Savings
0.50%
$5
▼
Rate0.50%
Min Deposit$5
Min Balance—
UpdatedMar 27, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
New Orleans, LA Savings Rate Trends
Compare local New Orleans, LA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — LA Avg
2.244%
▲ 0.980 from last week
Louisiana high-yield savings rates rose 0.980 points this week to 2.244% APY, up from 1.264% last week.
Standard Savings — LA Avg
0.897%
▲ 0.754 from last week
Louisiana standard savings rates rose 0.754 points this week to 0.897% APY, up from 0.142% last week.
As of Mar 29, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for New Orleans, Louisiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in New Orleans, Louisiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in LA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in New Orleans, Louisiana
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Louisiana, help your money grow faster through a higher APY.
Are savings accounts in New Orleans, Louisiana safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Louisiana up to $250,000 per depositor, per institution.
How often do savings rates change in New Orleans, Louisiana?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Louisiana rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in New Orleans, Louisiana may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in New Orleans, Louisiana?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in New Orleans, Louisiana offer in-person customer service, which some customers prefer.
How do I open a savings account in New Orleans, Louisiana?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in New Orleans, Louisiana
Here are recent savings rates observed in New Orleans, Louisiana and the surrounding area:
- Instep Credit Union
Youth & Teen Savings — 4.09% APY - Capital One Bank
360 Performance Savings — 3.20% APY - Riverland Federal Credit Union
High-Yield Savings — 3.10% APY - Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - Credit Human Federal Credit Union
Money Market Savings — 2.16% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in New Orleans, Louisiana. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 28, 2026
