Ann Arbor, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
The best savings rates for Ann Arbor, Michigan and the surrounding area include PNC BankPNC Bank101 S Main St, Ann Arbor, MI 48104A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Lake Trust Credit UnionLake Trust Credit Union2222 Packard St, Ann Arbor, MI 48104 6368A5.0 ★Texas Ratio: 7.40% Health Savings Account (HSA) Money Market at 3.25% APY, Bank of Ann ArborBank of Ann Arbor125 S 5th Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.20% Health Savings Account at 3.25% APY, LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit Union3201 S State ST, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 2.47% Kids Club Savings at 3.00% APY, and Dfcu Financial Credit UnionDfcu Financial Credit Union2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.05% Business Savings at 3.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Ann Arbor, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ann Arbor, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Ann Arbor, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Ann Arbor, Michigan & Surrounding Communities
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Qualifying balance up to $1,000
Qualifying balance up to $5,000.00
Minimum of $5,000 not currently deposited at Huntington.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
No Minimum Balance Required.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Qualifying balance up to $499,999.99
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ann Arbor, MI Savings Rate Trends
Compare local Ann Arbor, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.
Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ann Arbor, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ann Arbor, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Ann Arbor, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Ann Arbor, Michigan safe?
How often do savings rates change in Ann Arbor, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Ann Arbor, Michigan?
How do I open a savings account in Ann Arbor, Michigan?
Best Savings Rates in Ann Arbor, Michigan
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Lake Trust Credit Union
Health Savings Account (HSA) Money Market — 3.25% APY - Bank of Ann Arbor
Health Savings Account — 3.25% APY - LMCU Lake Michigan Credit Union
Kids Club Savings — 3.00% APY - Dfcu Financial Credit Union
Business Savings — 3.00% APY
