Birmingham, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Birmingham, Michigan and the surrounding area include PNC BankPNC Bank1819 5th Ave N, Birmingham, AL 35203A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Bank of Ann ArborBank of Ann Arbor33583 Woodward Ave, Birmingham, MI 48009A+5.0 ★Texas Ratio: 4.20% Health Savings Account at 3.25% APY, Dfcu Financial Credit UnionDfcu Financial Credit Union2483 W Maple Rd, Birmingham, MI 48009 1543A+5.0 ★Texas Ratio: 1.05% Business Savings at 3.00% APY, The Huntington National BankThe Huntington National Bank1040 E Maple Rd, Birmingham, MI 48009A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and Farmers & Merchants State Bank Archbold, OHFarmers & Merchants State Bank Archbold, OH220 Park Street, Birmingham, MI 48009A5.0 ★Texas Ratio: 6.88% DIRECT SAVINGS at 1.46% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Birmingham, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Birmingham, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Birmingham, Michigan and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Birmingham, Michigan & Surrounding Communities
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Minimum of $5,000 not currently deposited at Huntington.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
$500 minimum to open Personal Money Market Savings account. $5,000 minimum to open Commercial Money Market Savings account. *Excludes Commercial Money Market Savings accounts. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
As Low As; Use your money on deposit as security for a great rate
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Birmingham, MI Savings Rate Trends
Compare local Birmingham, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 0.821 points this week to 2.720% APY, up from 1.899% last week.
Michigan standard savings rates rose 0.527 points this week to 0.670% APY, up from 0.144% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Birmingham, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Birmingham, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Birmingham, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Birmingham, Michigan safe?
How often do savings rates change in Birmingham, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Birmingham, Michigan?
How do I open a savings account in Birmingham, Michigan?
Best Savings Rates in Birmingham, Michigan
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Bank of Ann Arbor
Health Savings Account — 3.25% APY - Dfcu Financial Credit Union
Business Savings — 3.00% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Farmers & Merchants State Bank Archbold, OH
DIRECT SAVINGS — 1.46% APY
