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Michigan Savings Rate Trends

Fenton, Michigan (MI) Savings Rates - March 2026

The best savings rates for Fenton, Michigan and the surrounding area include Genisys Credit UnionGenisys Credit Union15405 Silver Pkwy, Fenton, MI 48430 3450A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, The Huntington National BankThe Huntington National Bank226 W Caroline St, Fenton, MI 48430A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, ELGA Credit UnionELGA Credit Union1390 N Leroy St, Fenton, MI 48430 5310A+5.0 ★Texas Ratio: 5.21% Health Savings Account at 1.51% APY, Dort Financial Credit UnionDort Financial Credit Union14265 N Fenton Rd, Fenton, MI 48430 1541A+5.0 ★Texas Ratio: 5.65% Business Savings Accounts at 1.00% APY, and Financial Plus Credit Union Flint, MIFinancial Plus Credit Union Flint, MI15125 Silver Pkwy, Fenton, MI 48430 3460A+5.0 ★Texas Ratio: 3.29% Coverdell Education Savings Account (ESA) at 0.10% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Fenton, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fenton, Michigan (MI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Fenton, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Fenton, Michigan & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Balances above $500.00 are paid the standard share savings rate.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Business High Yield Savings Account
3.75%
$0
Rate3.69%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Business High Yield Savings Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
226 W Caroline St, Fenton, MI 48430
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1390 N Leroy St, Fenton, MI 48430 5310
Health Savings Account
1.51%
$0
Rate1.50%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Minimum Opening Balance: $0.00

ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1390 N Leroy St, Fenton, MI 48430 5310
Health Savings Account
1.25%
$0
Rate1.25%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Minimum Opening Balance: $0.00

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Business Savings Accounts
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Minimum Balance of $5.00 Required

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1390 N Leroy St, Fenton, MI 48430 5310
Health Savings Account
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Minimum Opening Balance: $0.00

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Health Savings Accounts (HSA)
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.50%
$0
Rate0.50%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Business Savings Accounts
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Minimum Balance of $5.00 Required

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
IRA Savings
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Savings Plus
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1390 N Leroy St, Fenton, MI 48430 5310
Vibe Membership Share -Ages 14-17 All
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

ELGA Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.21%
1390 N Leroy St, Fenton, MI 48430 5310
Membership Share
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

All Consumer and Business

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Primary Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
You Name It Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Business Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Fenton, MI 48430 3460
Coverdell Education Savings Account (ESA)
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Fenton, MI 48430 3460
IRA and Roth IRA Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Share Draft Accounts (Checking Accounts)
0.10%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
15405 Silver Pkwy, Fenton, MI 48430 3450
Business High Yield Savings Account
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Fenton, MI 48430 3460
Christmas Club Savings (20)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
15125 Silver Pkwy, Fenton, MI 48430 3460
Regular & Misc. Shares (00-08)
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Daily account balances >$3,000

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Share Draft Accounts (Checking Accounts)
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Dort Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
14265 N Fenton Rd, Fenton, MI 48430 1541
Shares (Savings), Club Accounts and All Purpose Accounts
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Shares (Savings) - Minimum Balance $5

Community Financial Credit Union Plymouth, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
500 S HARVEY ST, PLYMOUTH, MI 48170 1759
High Yield Savings
10.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1 Towne Sq, Southfield, MI 48076
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
220 S Main St, Standish, MI 48658
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

DOW
Institution Rating:
A+5.0 ★
600 E Lyon Rd, Midland, MI 48640 5396
Simple High Yield Savings
3.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Qualifying balance up to $499,999.99

AAA Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
1 Auto Club Dr, Dearborn, MI 48126
Triple Advantage Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
16100 E 9 Mile Rd, Eastpointe, MI 48021
Savings and Checking
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
122 N Second Ave, Alpena, MI 49707
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★Texas Ratio: 13.60%
241 E Saginaw St, East Lansing, MI 48823
Business High-Yield Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank of Ann Arbor
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 E Grand River Ave, Howell, MI 48843
Health Savings Account
3.25%
$50
Rate3.21%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Fenton, MI Savings Rate Trends

Compare local Fenton, MI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Savings Trends →
High-Yield Savings — MI Avg
2.721%
▲ 0.508 from last week

Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.

Standard Savings — MI Avg
0.667%
▲ 0.514 from last week

Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fenton, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fenton, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Fenton, Michigan

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.

Are savings accounts in Fenton, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do savings rates change in Fenton, Michigan?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Fenton, Michigan may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Fenton, Michigan?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Fenton, Michigan offer in-person customer service, which some customers prefer.

How do I open a savings account in Fenton, Michigan?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Fenton, Michigan

Here are recent savings rates observed in Fenton, Michigan and the surrounding area:
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
  • The Huntington National Bank
    High-Yield Savings — 2.98% APY
  • ELGA Credit Union
    Health Savings Account — 1.51% APY
  • Dort Financial Credit Union
    Business Savings Accounts — 1.00% APY
  • Financial Plus Credit Union Flint, MI
    Coverdell Education Savings Account (ESA) — 0.10% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fenton, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026