Flint, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Flint, Michigan and the surrounding area include The Huntington National BankThe Huntington National Bank328 S Saginaw St, Flint, MI 48502A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, San Mateo City Employees Federal Credit UnionSan Mateo City Employees Federal Credit Union3031 Airpark Dr N, Flint, MI 48507A+5.0 ★Texas Ratio: 3.58% Regular and IRA Shares at 2.53% APY, ELGA Credit UnionELGA Credit Union5072 Corunna Rd, Flint, MI 48532 4190A+5.0 ★Texas Ratio: 5.21% Health Savings Account at 1.51% APY, Dort Financial Credit UnionDort Financial Credit Union5091 W PIERSON RD, FLINT, MI 48504 1301A+5.0 ★Texas Ratio: 5.65% Business Savings Accounts at 1.00% APY, and Blue Water Federal Credit UnionBlue Water Federal Credit Union3031 Airpark Dr N, Flint, MI 48507 3471A+5.0 ★Texas Ratio: 0.15% IRA Regular Savings at 0.50% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Flint, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Flint, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Flint, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Flint, Michigan & Surrounding Communities
Minimum of $5,000 not currently deposited at Huntington.
Minimum Opening Balance: $0.00
Minimum Opening Balance: $0.00
Minimum Balance of $5.00 Required
Minimum Opening Balance: $0.00
Quarterly Interest
Minimum Balance of $5.00 Required
Quarterly Interest
All Consumer and Business
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Flint, MI Savings Rate Trends
Compare local Flint, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.
Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Flint, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Flint, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Flint, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Flint, Michigan safe?
How often do savings rates change in Flint, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Flint, Michigan?
How do I open a savings account in Flint, Michigan?
Best Savings Rates in Flint, Michigan
- The Huntington National Bank
High-Yield Savings — 2.98% APY - San Mateo City Employees Federal Credit Union
Regular and IRA Shares — 2.53% APY - ELGA Credit Union
Health Savings Account — 1.51% APY - Dort Financial Credit Union
Business Savings Accounts — 1.00% APY - Blue Water Federal Credit Union
IRA Regular Savings — 0.50% APY
