Jackson, Michigan (MI) Savings Rates - March 2026
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The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
The best savings rates for Jackson, Michigan and the surrounding area include Michigan State University Federal Credit UnionMichigan State University Federal Credit Union1800 N Wisner St, Jackson, MI 49202 4198A5.0 ★Texas Ratio: 9.68% Savings Builder - Tier 1 at 5.00% APY, BlueOx Credit UnionBlueOx Credit Union408 E Ganson St, Jackson, MI 49201 1509A5.0 ★Texas Ratio: 8.12% Amped Savings at 5.00% APY, TRUE Community Credit UnionTRUE Community Credit Union2055 Spring Arbor Rd, Jackson, MI 49203A5.0 ★Texas Ratio: 11.15% Business High Yield Savings at 3.75% APY, PNC BankPNC Bank160 Broadway St, Jackson, OH 45640A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, and The Huntington National BankThe Huntington National Bank1514 W Morrell St, Jackson, MI 49203A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Jackson, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Jackson, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Jackson, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Jackson, Michigan & Surrounding Communities
Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Savings Builder - Tier 1
5.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
BlueOx Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
408 E Ganson St, Jackson, MI 49201 1509
Amped Savings
5.00%
$0
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $1,000.00
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI 49203
Business High Yield Savings
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Savings Builder - Tier 2
3.62%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 9
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 8
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 7
3.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI 49203
High-Yield Savings Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 9
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 8
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 7
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 9
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 8
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 7
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA
3.25%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
160 Broadway St, Jackson, OH 45640
PNC High Yield Savings®
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
TRUE Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.15%
2055 Spring Arbor Rd, Jackson, MI 49203
Business High Yield Savings
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
1514 W Morrell St, Jackson, MI 49203
High-Yield Savings
2.98%
$5,000
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details
Minimum of $5,000 not currently deposited at Huntington.
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 6
2.40%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 6
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 6
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 5
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 5
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 5
2.00%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Combined Money Market Savings
1.71%
$150,000
▼
Rate1.70%
Min Deposit$150,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
1.71%
$150,000
▼
Rate1.70%
Min Deposit$150,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Money Market Savings
1.71%
$150,000
▼
Rate1.70%
Min Deposit$150,000
Min Balance—
UpdatedMar 25, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
Business IMMA - Tier 4
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IMMA - Tier 4
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
1800 N Wisner St, Jackson, MI 49202 4198
IRA-HSA IMMA - Tier 4
1.35%
$0
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
1.21%
$50,000
▼
Rate1.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Combined Money Market Savings
1.21%
$50,000
▼
Rate1.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Money Market Savings
1.21%
$50,000
▼
Rate1.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
0.95%
$25,000
▼
Rate0.95%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Combined Money Market Savings
0.95%
$25,000
▼
Rate0.95%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Money Market Savings
0.95%
$25
▼
Rate0.95%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
0.70%
$1
▼
Rate0.70%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Combined Money Market Savings
0.70%
$1
▼
Rate0.70%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Money Market Savings
0.70%
$1
▼
Rate0.70%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Statement Savings
0.70%
$100,000
▼
Rate0.70%
Min Deposit$100,000
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Money Market Savings
0.65%
$2,500
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
0.65%
$2,500
▼
Rate0.65%
Min Deposit$2,500
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Combined Business Statement Savings
0.65%
$1
▼
Rate0.65%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Combined Statement Savings
0.65%
$1
▼
Rate0.65%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Regular Statement Savings
0.60%
$1
▼
Rate0.60%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Statement Savings
0.60%
$1
▼
Rate0.60%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
CSB Money Market Savings
0.40%
$1
▼
Rate0.40%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
Chelsea State Bank (CSB)
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
611 N Wisner Street, Jackson, MI 49202
Business Savings
0.40%
$1
▼
Rate0.40%
Min Deposit$1
Min Balance—
UpdatedMar 25, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
160 Broadway St, Jackson, OH 45640
Standard Savings
0.03%
$0
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
160 Broadway St, Jackson, OH 45640
Standard Savings
0.02%
$0
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Jackson, MI Savings Rate Trends
Compare local Jackson, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield Savings — MI Avg
2.721%
▲ 0.508 from last week
Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.
Standard Savings — MI Avg
0.667%
▲ 0.514 from last week
Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.
As of Mar 26, 2026 •
Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Jackson, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Jackson, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Jackson, Michigan
What is a High-Yield Savings Account (HYSA)?
A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.
Are savings accounts in Jackson, Michigan safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.
How often do savings rates change in Jackson, Michigan?
Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.
Do I need a minimum deposit to open a savings account?
It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Jackson, Michigan may require $25–$100 to open an account.
What is the difference between a Savings Account and a Money Market Account?
Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.
Are online banks better than local banks in Jackson, Michigan?
Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Jackson, Michigan offer in-person customer service, which some customers prefer.
How do I open a savings account in Jackson, Michigan?
You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.
Best Savings Rates in Jackson, Michigan
Here are recent savings rates observed in Jackson, Michigan and the surrounding area:
- Michigan State University Federal Credit Union
Savings Builder - Tier 1 — 5.00% APY - BlueOx Credit Union
Amped Savings — 5.00% APY - TRUE Community Credit Union
Business High Yield Savings — 3.75% APY - PNC Bank
PNC High Yield Savings® — 3.25% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Jackson, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026
