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Michigan Savings Rate Trends

Lansing, Michigan (MI) Savings Rates - March 2026

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Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The savings rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Savings Rates Last Updated and Verified: March 25, 2026

The best savings rates for Lansing, Michigan and the surrounding area include Michigan State University Federal Credit UnionMichigan State University Federal Credit Union653 Migaldi Ln, Lansing, MI 48917 7739A5.0 ★Texas Ratio: 9.68% Savings Builder - Tier 1 at 5.00% APY, PNC BankPNC Bank120 N Washington Sq, Lansing, MI 48933A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Lake Trust Credit UnionLake Trust Credit Union6440 S Pennsylvania Ave, Lansing, MI 48911A5.0 ★Texas Ratio: 7.40% Health Savings Account (HSA) Money Market at 3.25% APY, CASE Credit UnionCASE Credit Union4316 S Pennsylvania Ave, Lansing, MI 48910A5.0 ★Texas Ratio: 7.59% Money Management Account (MMA) at 3.00% APY, and Dfcu Financial Credit UnionDfcu Financial Credit Union4510 S Pennsylvania Ave, Lansing, MI 48910 7623A+5.0 ★Texas Ratio: 1.05% Business Savings at 3.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Lansing, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lansing, Michigan (MI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Lansing, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Lansing, Michigan & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Savings Builder - Tier 1
5.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Savings Builder - Tier 2
3.62%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 7
3.35%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 8
3.35%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 9
3.35%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
120 N Washington Sq, Lansing, MI 48933
PNC High Yield Savings®
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 9
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.40%
6440 S Pennsylvania Ave, Lansing, MI 48911
Health Savings Account (HSA) Money Market
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 8
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 7
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 9
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 8
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 7
3.25%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$500,000 Minimum Balance

Lake Trust Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.40%
6440 S Pennsylvania Ave, Lansing, MI 48911
Aspire Savings
3.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $5,000.00

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Savings
3.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
6101 W Saginaw Hwy, Lansing, MI 48917
High-Yield Savings
2.98%
$5,000
View
▼
Rate0.00%
Min Deposit$5,000
Min Balance—
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Savings
2.75%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 5)**
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
4510 S Pennsylvania Ave, Lansing, MI 48910 7623
Business Savings
2.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

CASE Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.59%
4316 S Pennsylvania Ave, Lansing, MI 48910
Money Management Account (MMA)
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

$249,000 Minimum Balance

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 6
2.40%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 4)**
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Adventure Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
6250 S Cedar St, Lansing, MI 48911
Money Market Savings (Tier 3)**
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
Business IMMA - Tier 5
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 5
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IMMA - Tier 6
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
653 Migaldi Ln, Lansing, MI 48917 7739
IRA-HSA IMMA - Tier 5
2.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

First National Bank of Michigan
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
101 S Washington Sq, Lansing, MI 48933
First Personal Savings
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
120 N Washington Sq, Lansing, MI 48933
Standard Savings
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
120 N Washington Sq, Lansing, MI 48933
Standard Savings
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Lansing, MI Savings Rate Trends

Compare local Lansing, MI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Savings Trends →
High-Yield Savings — MI Avg
2.721%
▲ 0.508 from last week

Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.

Standard Savings — MI Avg
0.667%
▲ 0.514 from last week

Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lansing, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lansing, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Lansing, Michigan

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.

Are savings accounts in Lansing, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do savings rates change in Lansing, Michigan?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Lansing, Michigan may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Lansing, Michigan?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Lansing, Michigan offer in-person customer service, which some customers prefer.

How do I open a savings account in Lansing, Michigan?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Lansing, Michigan

Here are recent savings rates observed in Lansing, Michigan and the surrounding area:
  • Michigan State University Federal Credit Union
    Savings Builder - Tier 1 — 5.00% APY
  • PNC Bank
    PNC High Yield Savings® — 3.25% APY
  • Lake Trust Credit Union
    Health Savings Account (HSA) Money Market — 3.25% APY
  • CASE Credit Union
    Money Management Account (MMA) — 3.00% APY
  • Dfcu Financial Credit Union
    Business Savings — 3.00% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Lansing, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026

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