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Michigan Savings Rate Trends

Marlette, Michigan (MI) Savings Rates - March 2026

The best savings rates for Marlette, Michigan and the surrounding area include Frankenmuth Credit UnionFrankenmuth Credit Union6541 Plaza Dr, Marlette, MI 48453A5.0 ★Texas Ratio: 8.43% Plus+ Savings Account at 2.90% APY, Thumb Bank and TrustThumb Bank and Trust2592 S Van Dyke Rd, Marlette, MI 48453A+5.0 ★Texas Ratio: 1.21% Christmas/Vacation Club Savings Account at 0.05% APY, Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI500 S HARVEY ST, PLYMOUTH, MI 48170 1759A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY, Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY, and Alpena-Alcona Area Credit UnionAlpena-Alcona Area Credit Union1100 S Bagley St, Alpena, MI 49707 8104A+5.0 ★Texas Ratio: 3.81% Health Savings Account at 5.12% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.

To see how these savings rates in Marlette, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Marlette, Michigan (MI) are continually updated — we recommend checking back frequently.

Savings rates reflect recent market quotes and representative offers available to depositors in Marlette, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026

Compare the Best Savings Rates in Marlette, Michigan & Surrounding Communities

Source: Verified Savings Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.90%
$0
Rate2.86%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.77%
$0
Rate2.73%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.77%
$0
Rate2.73%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.72%
$0
Rate2.69%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.72%
$0
Rate2.69%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.47%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.47%
$0
Rate2.44%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.38%
$0
Rate2.35%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Plus+ Savings
2.34%
$0
Rate2.31%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Plus+ Savings Account
2.34%
$0
Rate2.31%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Save To Win Savings Account
2.25%
$25
Rate2.23%
Min Deposit$25
Min Balance
UpdatedMar 23, 2026
Details

Liquid Savings Account; Can Add Funds At Anytime; Can Withdraw Funds At Anytime

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
All-In Savings
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
All-In Savings Business
1.00%
$0
Rate0.99%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Health Savings Checking
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Health Savings Checking Account (HSA)
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Health Savings Checking
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Health Savings Checking Account (HSA)
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Business Savings
0.10%
$0
Rate0.10%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Thumb Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2592 S Van Dyke Rd, Marlette, MI 48453
Christmas/Vacation Club Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Thumb Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 1.21%
2592 S Van Dyke Rd, Marlette, MI 48453
Personal Savings Account
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

Frankenmuth Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.43%
6541 Plaza Dr, Marlette, MI 48453
Savings Escrow, Club and Birdie Accounts
0.02%
$0
Rate0.02%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Community Financial Credit Union Plymouth, MI
Institution Rating:
A5.0 ★Texas Ratio: 8.20%
500 S HARVEY ST, PLYMOUTH, MI 48170 1759
High Yield Savings
10.00%
$5
Rate0.00%
Min Deposit$5
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
2100 Executive Hills Dr, Auburn Hills, MI 48326 2947
High Yield Youth Savings
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Balances above $500.00 are paid the standard share savings rate.

Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
1100 S Bagley St, Alpena, MI 49707 8104
Health Savings Account
5.12%
$0
Rate5.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

Ignite Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
755 Grand St, Allegan, MI 49010 8027
AMPED SAVINGS
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

BlueOx Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
115 Riverside Dr, Battle Creek, MI 49015
Amped Savings
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMar 25, 2026
Details

Qualifying balance up to $1,000.00

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI 49418 2501
Navigator Savings
5.00%
$0
Rate4.91%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.68%
3777 West Rd, East Lansing, MI 48823 8029
Savings Builder - Tier 1
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.00%
4550 STATE ST, SAGINAW, MI 48603
Emergency Savings
5.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Qualifying balance up to $2,500.00

Community West Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3089 44th St SW, Grandville, MI 49418 2501
Navigator Savings
4.25%
$0
Rate4.18%
Min Deposit$0
Min Balance
UpdatedMar 16, 2026
Details

Sterling Bank and Trust, FSB
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
1 Towne Sq, Southfield, MI 48076
EverBank Performance Savings
3.90%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 15, 2026
Details

New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
3.75%
$0
Rate3.70%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
220 S Main St, Standish, MI 48658
Business Money Market Savings
3.65%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

DOW
Institution Rating:
A+5.0 ★
600 E Lyon Rd, Midland, MI 48640 5396
Simple High Yield Savings
3.51%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 23, 2026
Details

Qualifying balance up to $499,999.99

AAA Federal Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.41%
1 Auto Club Dr, Dearborn, MI 48126
Triple Advantage Savings
3.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMar 24, 2026
Details

PNC Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
122 N Second Ave, Alpena, MI 49707
PNC High Yield SavingsĀ®
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 21, 2026
Details

First National Bank of America (FNBA)
Institution Rating:
A5.0 ★Texas Ratio: 13.60%
241 E Saginaw St, East Lansing, MI 48823
Business High-Yield Savings
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

Bank of Ann Arbor
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
101 E Grand River Ave, Howell, MI 48843
Health Savings Account
3.25%
$50
Rate3.21%
Min Deposit$50
Min Balance
UpdatedMar 25, 2026
Details

Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.

First State Bank (MI)
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
16100 E 9 Mile Rd, Eastpointe, MI 48021
Savings and Checking
3.25%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.60%
328 S Saginaw St, Flint, MI 48502
High-Yield Savings
2.98%
$5,000
Rate0.00%
Min Deposit$5,000
Min Balance
UpdatedMar 20, 2026
Details

Minimum of $5,000 not currently deposited at Huntington.

Highpoint Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.97%
435 Arlington St, Middleville, MI 49333
High Yield Savings
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedMar 20, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Marlette, MI Savings Rate Trends

Compare local Marlette, MI savings rate quotes against the statewide average

Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Savings Trends →
High-Yield Savings — MI Avg
2.721%
▲ 0.508 from last week

Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.

Standard Savings — MI Avg
0.667%
▲ 0.514 from last week

Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Marlette, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Marlette, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Savings Accounts in Marlette, Michigan

What is a High-Yield Savings Account (HYSA)?

A High-Yield Savings Account (HYSA) typically pays significantly higher interest than standard accounts at national brick-and-mortar banks. These accounts, often found at online banks or local credit unions in Michigan, help your money grow faster through a higher APY.

Are savings accounts in Marlette, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do savings rates change in Marlette, Michigan?

Savings rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Do I need a minimum deposit to open a savings account?

It depends on the bank. Many online high-yield savings accounts have no minimum deposit requirement, while some traditional banks in Marlette, Michigan may require $25–$100 to open an account.

What is the difference between a Savings Account and a Money Market Account?

Both pay interest and are federally insured. Money Market Accounts (MMAs) often come with check-writing privileges or a debit card, making them more flexible, whereas standard savings accounts typically do not.

Are online banks better than local banks in Marlette, Michigan?

Online banks often offer higher APYs because they have lower overhead costs. However, local banks in Marlette, Michigan offer in-person customer service, which some customers prefer.

How do I open a savings account in Marlette, Michigan?

You can open a savings account online or in-person. You will generally need a government-issued ID, your Social Security number, and an initial deposit to get started.

Best Savings Rates in Marlette, Michigan

Here are recent savings rates observed in Marlette, Michigan and the surrounding area:
  • Frankenmuth Credit Union
    Plus+ Savings Account — 2.90% APY
  • Thumb Bank and Trust
    Christmas/Vacation Club Savings Account — 0.05% APY
  • Community Financial Credit Union Plymouth, MI
    High Yield Savings — 10.00% APY
  • Genisys Credit Union
    High Yield Youth Savings — 5.12% APY
  • Alpena-Alcona Area Credit Union
    Health Savings Account — 5.12% APY
Savings Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Marlette, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 25, 2026