Monroe, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Monroe, Michigan and the surrounding area include PNC BankPNC Bank202 N Monroe St, Monroe, MI 48162A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, The Huntington National BankThe Huntington National Bank602 S Monroe St, Monroe, MI 48161A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, Directions Credit UnionDirections Credit Union15470 S Telegraph Rd, Monroe, MI 48161 5532A+5.0 ★Texas Ratio: 3.50% High Yield Savings at 2.53% APY, Monroe Community Credit UnionMonroe Community Credit Union715 N Telegraph Rd, Monroe, MI 48162 5130A+5.0 ★Texas Ratio: 1.29% High Yield Savings at 0.75% APY, and Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI500 S HARVEY ST, PLYMOUTH, MI 48170 1759A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Monroe, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Monroe, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Monroe, Michigan and the surrounding area. Last Updated and Verified: March 25, 2026
Compare the Best Savings Rates in Monroe, Michigan & Surrounding Communities
Minimum of $5,000 not currently deposited at Huntington.
$25.00 to obtain APY
$25.00 to obtain APY
($100 to earn interest)
($300 to earn)
Qualifying balance up to $1,000.00
Balances above $500.00 are paid the standard share savings rate.
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
As Low As; Use your money on deposit as security for a great rate
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Monroe, MI Savings Rate Trends
Compare local Monroe, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 0.508 points this week to 2.721% APY, up from 2.214% last week.
Michigan standard savings rates rose 0.514 points this week to 0.667% APY, up from 0.153% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Monroe, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Monroe, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Monroe, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Monroe, Michigan safe?
How often do savings rates change in Monroe, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Monroe, Michigan?
How do I open a savings account in Monroe, Michigan?
Best Savings Rates in Monroe, Michigan
- PNC Bank
PNC High Yield Savings® — 3.25% APY - The Huntington National Bank
High-Yield Savings — 2.98% APY - Directions Credit Union
High Yield Savings — 2.53% APY - Monroe Community Credit Union
High Yield Savings — 0.75% APY - Community Financial Credit Union Plymouth, MI
High Yield Savings — 10.00% APY
