Saint Clair Shores, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Saint Clair Shores, Michigan and the surrounding area include PNC BankPNC Bank24612 Harper Ave, Saint Clair Shores, MI 48080A5.0 ★Texas Ratio: 6.83% PNC High Yield Savings® at 3.25% APY, Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union24515 Little Mack Ave, Saint Clair Shores, MI 48080 3250A+5.0 ★Texas Ratio: 3.83% Gold Savings Account at 2.15% APY, FreeStar Financial Credit UnionFreeStar Financial Credit Union22500 E 9 Mile Rd, Saint clair shores, MI 48080A5.0 ★Texas Ratio: 8.54% Special Savings at 0.15% APY, Michigan United Credit UnionMichigan United Credit Union25901 Harper Ave, Saint Clair Shores, MI 48081 2213A+5.0 ★Texas Ratio: 1.33% Health Savings Account at 0.05% APY, and Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI500 S HARVEY ST, PLYMOUTH, MI 48170 1759A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Saint Clair Shores, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Saint Clair Shores, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Saint Clair Shores, Michigan and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Saint Clair Shores, Michigan & Surrounding Communities
$200,000 and higher
$100,000 - $199,999
$75,000 - $99,999
$50,000 - $74,999
$5 Minimum Balance Required.
No Minimum Balance Required.
Special Savings Dividend Rate only applies to balances over $100.
Regular Share Savings Dividend Rate only applies to balances over $100.
Under $50,000
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Minimum of $5,000 not currently deposited at Huntington.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
Minimum of $5,000 not currently deposited at Huntington.
($100 min. deposit to open)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Saint Clair Shores, MI Savings Rate Trends
Compare local Saint Clair Shores, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 1.268 points this week to 2.945% APY, up from 1.677% last week.
Michigan standard savings rates rose 0.462 points this week to 0.663% APY, up from 0.201% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Clair Shores, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Clair Shores, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Saint Clair Shores, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Saint Clair Shores, Michigan safe?
How often do savings rates change in Saint Clair Shores, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Saint Clair Shores, Michigan?
How do I open a savings account in Saint Clair Shores, Michigan?
Best Savings Rates in Saint Clair Shores, Michigan
- PNC Bank
PNC High Yield Savings® — 3.25% APY - Michigan Schools And Government Credit Union
Gold Savings Account — 2.15% APY - FreeStar Financial Credit Union
Special Savings — 0.15% APY - Michigan United Credit Union
Health Savings Account — 0.05% APY - Community Financial Credit Union Plymouth, MI
High Yield Savings — 10.00% APY
Saint Clair Shores, Michigan Rates & Resources
