Fergus Falls, Minnesota (MN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Fergus Falls, Minnesota and the surrounding area include Bell BankBell Bank205 W Washington Ave, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 2.41% IRA Variable Rate Savings at 3.56% APY, Mid Minnesota Federal Credit UnionMid Minnesota Federal Credit Union1820 W Lincoln Ave, Fergus Falls, MN 56537 1151A+5.0 ★Texas Ratio: 3.30% High Yield Savings Account at 3.40% APY, Greater Community Credit UnionGreater Community Credit Union413 W Stanton Ave, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 1.50% Trad/Roth IRA Share Savings at 2.50% APY, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union410 W Lincoln Ave, Fergus Falls, MN 56537 2008A+5.0 ★Texas Ratio: 5.62% Business Shares II at 0.10% APY, and Wells FargoWells Fargo220 W Washington Ave, Fergus Falls, MN 56537A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fergus Falls, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fergus Falls, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fergus Falls, Minnesota and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Fergus Falls, Minnesota & Surrounding Communities
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
Rates as high as
Rates as high as; Qualifying balance up to $199,999.00
Qualifying balance up to $500.00
Rates as high as; Qualifying balance up to $500.00
Membership Share Account requires $10 minimum balance to obtain APY*
Minimum daily balance of $500 must be maintained to obtain APY**
Rates as high as; Qualifying balance up to $4,999.00
Rates as high as; Qualifying balance up to $9,999.00
Rates as high as
All balances
All balances
All balances
Rates as high as; Qualifying balance up to $75,000.00
Rates as high as; Qualifying balance up to $25,000.00
Rates as high as
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Qualifying balance up to $500.00
Qualifying balance up to $5,000.00
Qualifying balance up to $25,000.00
max $300 deposit per month
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
$10,000,000 3.00% Under Prime
Introductory APY
Contact your local banker for more details!
Introductory APY
Contact your local banker for more details!
(Personal & Business)
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
Introductory APY
Introductory APY
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fergus Falls, MN Savings Rate Trends
Compare local Fergus Falls, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Minnesota standard savings rates fell 0.028 points this week to 0.409% APY, down from 0.437% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fergus Falls, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fergus Falls, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fergus Falls, Minnesota
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fergus Falls, Minnesota safe?
How often do savings rates change in Fergus Falls, Minnesota?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fergus Falls, Minnesota?
How do I open a savings account in Fergus Falls, Minnesota?
Best Savings Rates in Fergus Falls, Minnesota
- Bell Bank
IRA Variable Rate Savings — 3.56% APY - Mid Minnesota Federal Credit Union
High Yield Savings Account — 3.40% APY - Greater Community Credit Union
Trad/Roth IRA Share Savings — 2.50% APY - Affinity Plus Federal Credit Union
Business Shares II — 0.10% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
