Hopkins, Minnesota (MN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Hopkins, Minnesota and the surrounding area include West Metro Schools Credit UnionWest Metro Schools Credit Union1001 Highway 7, Hopkins, MN 55305A5.0 ★Texas Ratio: 7.84% Holiday Savings at 5.00% APY, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1118 Mainstreet Ste 2, Hopkins, MN 55343 2223A+5.0 ★Texas Ratio: 5.62% Wincentive® Savings Account at 0.10% APY, Wells FargoWells Fargo1011 1st St S, Hopkins, MN 55343A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY, Fidelity Bank & Trust (IA)Fidelity Bank & Trust (IA)205 Main St, Frost, MN 56033A+5.0 ★Texas Ratio: 1.72% Snap $tack Savings at 5.12% APY, and Genisys Credit UnionGenisys Credit Union3300 Central Park Village Dr, Eagan, MN 55121 7707A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Hopkins, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Hopkins, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Hopkins, Minnesota and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Hopkins, Minnesota & Surrounding Communities
max $300 deposit per month
Must be under 18 years old
max $500 deposit per month
All balances
All balances
All balances
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
Qualifying balance up to $25,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
$10,000,000 3.00% Under Prime
Contact your local banker for more details!
Minimum of $5,000 not currently deposited at Huntington.
(Personal & Business)
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
$500,000-$2,499,999.99 3.50% Under Prime
$100,000-$499,999.99 3.50% Under Prime
(Personal)
Qualifying balance up to $2,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifications Required: 50 minimum direct deposit per month; enroll in online banking; Intro rate expires: 24; Qualifying balance up to $10,000.00
Qualifications Required: monthly direct deposit; Balances above $10,000 will earn the going rate on the Secondary Savings, currently 0.10% APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Hopkins, MN Savings Rate Trends
Compare local Hopkins, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.572 points this week to 1.089% APY, up from 0.517% last week.
Minnesota standard savings rates fell 0.197 points this week to 0.412% APY, down from 0.609% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Hopkins, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hopkins, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Hopkins, Minnesota
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Hopkins, Minnesota safe?
How often do savings rates change in Hopkins, Minnesota?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Hopkins, Minnesota?
How do I open a savings account in Hopkins, Minnesota?
Best Savings Rates in Hopkins, Minnesota
- West Metro Schools Credit Union
Holiday Savings — 5.00% APY - Affinity Plus Federal Credit Union
Wincentive® Savings Account — 0.10% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY - Fidelity Bank & Trust (IA)
Snap $tack Savings — 5.12% APY - Genisys Credit Union
High Yield Youth Savings — 5.12% APY
