The best savings rates for Saint Paul, Minnesota and the surrounding area include Drake BankDrake Bank60 Plato Blvd E, Saint Paul, MN 55107A+5.0 ★Texas Ratio: 2.27% Little Drake Savings at 4.07% APY, TopLine Financial Credit UnionTopLine Financial Credit Union976 Lexington Pkwy N, Saint Paul, MN 55103A5.0 ★Texas Ratio: 6.64% TopLine Savings at 3.00% APY, Baxter Credit UnionBaxter Credit Union4201 Lexington Ave N, Saint Paul, MN 55126 6164A5.0 ★Texas Ratio: 7.73% SafeGuard Savings, Municipal at 3.00% APY, The Huntington National BankThe Huntington National Bank1988 Suburban Ave, Saint Paul, MN 55119A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 2.98% APY, and St Paul Federal Credit UnionSt Paul Federal Credit Union1330 Conway St Ste 200, Saint Paul, MN 55106A+5.0 ★Texas Ratio: 0.63% IRA Savings at 1.95% APY. Savings rates as of March 25, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Saint Paul, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Saint Paul, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Saint Paul, Minnesota and the surrounding area. Last Updated and Verified: March 25, 2026
Qualifying balance up to $1,000.00
Minimum of $5,000 not currently deposited at Huntington.
On balances above $25,000 and up to $50,000
$250,000 +
On balances up to $25,000
$100,000-$249,999
Over $100,000
$50,000-$99,999.99
$5,001 to $100,000
Compare local Saint Paul, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Minnesota standard savings rates fell 0.028 points this week to 0.409% APY, down from 0.437% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Saint Paul, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Saint Paul, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.