Virginia, Minnesota (MN) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Virginia, Minnesota and the surrounding area include Northern State Bank of VirginiaNorthern State Bank of Virginia600 Chestnut St, Virginia, MN 55792A+5.0 ★Texas Ratio: 0.73% High-Yield Savings Account at 2.52% APY, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1460 S 12th Ave, Virginia, MN 55792 3247A+5.0 ★Texas Ratio: 5.62% Business Shares II at 0.10% APY, Northern Communities Credit UnionNorthern Communities Credit Union800 S 16th Ave, Virginia, MN 55792 3300A5.0 ★Texas Ratio: 11.87% Youth Share Account at 0.10% APY, Northridge Community Credit UnionNorthridge Community Credit Union921 17th St S, Virginia, MN 55792B+4.8 ★Texas Ratio: 17.98% NorthRidge Special Savings at 0.10% APY, and North Star Credit UnionNorth Star Credit Union1117 17th St S, Virginia, MN 55792 3782A+5.0 ★Texas Ratio: 2.18% MainShare Account at 0.10% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Virginia, Minnesota, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Virginia, Minnesota (MN) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Virginia, Minnesota and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Virginia, Minnesota & Surrounding Communities
$20,000.00 minimum daily balance needed to avoid a fee; $50.00 monthly fee if account falls below the minimum daily balance; No monthly service fee; Free online banking; ATM card available
Automatic transfers of Evergreen Rewards or Evergreen Elite earnings.
All balances
All balances
All balances
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
$25 minimum opening deposit
Qualifying balance up to $5,000.00
Qualifying balance up to $500.00
max $300 deposit per month
Qualifying balance up to $25,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $1,000.00
$10,000,000 3.00% Under Prime
Contact your local banker for more details!
Introductory APY
Introductory APY
Contact your local banker for more details!
(Personal & Business)
At the December board meeting, it was voted by the board to raise our dividend rate to 3.50%.
APY accurate as of 1/1/2026 and may change after account opening. Opening balance of High Yield Savings Account is $75,000. High Yield Savings Account (HYSA)
Rates as high as
Introductory APY
Introductory APY
$500,000-$2,499,999.99 3.50% Under Prime
Rates as high as; Qualifying balance up to $199,999.00
Introductory APY
Rates as high as; Qualifying balance up to $500.00
Qualifying balance up to $500.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Virginia, MN Savings Rate Trends
Compare local Virginia, MN savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Minnesota high-yield savings rates rose 0.348 points this week to 1.186% APY, up from 0.838% last week.
Minnesota standard savings rates fell 0.028 points this week to 0.409% APY, down from 0.437% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Virginia, Minnesota directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Virginia, Minnesota. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Virginia, Minnesota
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Virginia, Minnesota safe?
How often do savings rates change in Virginia, Minnesota?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Virginia, Minnesota?
How do I open a savings account in Virginia, Minnesota?
Best Savings Rates in Virginia, Minnesota
- Northern State Bank of Virginia
High-Yield Savings Account — 2.52% APY - Affinity Plus Federal Credit Union
Business Shares II — 0.10% APY - Northern Communities Credit Union
Youth Share Account — 0.10% APY - Northridge Community Credit Union
NorthRidge Special Savings — 0.10% APY - North Star Credit Union
MainShare Account — 0.10% APY
