Columbus, Mississippi (MS) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Columbus, Mississippi and the surrounding area include Air Force Federal Credit UnionAir Force Federal Credit Union1908 Highway 45 N, Columbus, MS 39705A-5.0 ★Texas Ratio: 15.13% High Yield Savings Account at 3.00% APY, Statewide Federal Credit UnionStatewide Federal Credit Union1813 Highway 45 N, Columbus, MS 39705 2119A+5.0 ★Texas Ratio: 3.63% High Yield Savings at 3.00% APY, CM Members Federal Credit UnionCM Members Federal Credit Union1968 6th St N, Columbus, MS 39701A+5.0 ★Texas Ratio: 1.17% Shares at 1.75% APY, Mutual Federal Credit UnionMutual Federal Credit Union108 Alabama St, Columbus, MS 39702 5221A+5.0 ★Texas Ratio: 3.20% Share Savings at 0.25% APY, and Triangle Federal Credit UnionTriangle Federal Credit Union160 Simler Blvd, Columbus, MS 39710 6802A+5.0 ★Texas Ratio: 5.37% Regular Share Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Columbus, Mississippi, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Columbus, Mississippi (MS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Columbus, Mississippi and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Columbus, Mississippi & Surrounding Communities
$5.00 Membership fee required
Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required. For online accounts, a minimum balance of $100 is required to open the account. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings.
($0 Opening Balance)
On balances above $25,000 and up to $50,000
On balances up to $25,000
Qualifying balance up to $1,500.00
All Balances
$100,000+
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
CB matches 5% of rounded-up savings quarterly
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Columbus, MS Savings Rate Trends
Compare local Columbus, MS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield savings rates fell 0.815 points this week to 0.618% APY, down from 1.433% last week.
Mississippi standard savings rates rose 0.685 points this week to 0.841% APY, up from 0.156% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Columbus, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Columbus, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Columbus, Mississippi
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Columbus, Mississippi safe?
How often do savings rates change in Columbus, Mississippi?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Columbus, Mississippi?
How do I open a savings account in Columbus, Mississippi?
Best Savings Rates in Columbus, Mississippi
- Air Force Federal Credit Union
High Yield Savings Account — 3.00% APY - Statewide Federal Credit Union
High Yield Savings — 3.00% APY - CM Members Federal Credit Union
Shares — 1.75% APY - Mutual Federal Credit Union
Share Savings — 0.25% APY - Triangle Federal Credit Union
Regular Share Savings — 0.05% APY
