Laurel, Mississippi (MS) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Laurel, Mississippi and the surrounding area include Sunbelt Federal Credit UnionSunbelt Federal Credit Union1506 Congress St, Laurel, MS 39440 4239A+5.0 ★Texas Ratio: 2.03% Holiday Club Savings at 1.00% APY, CenturyFirst Federal Credit UnionCenturyFirst Federal Credit Union3217 Audubon Dr, Laurel, MS 39440 1422B+4.7 ★Texas Ratio: 18.83% IRA Savings Account at 0.60% APY, Community Bank of MississippiCommunity Bank of Mississippi909 North 16th Aveue, Laurel, MS 39440A+5.0 ★Texas Ratio: 4.93% Make Cents Savings at 0.40% APY, First State Bank Waynesboro, MSFirst State Bank Waynesboro, MS1808 Highway 84 W, Laurel, MS 39440A5.0 ★Texas Ratio: 11.49% Kasasa Saver Savings at 0.25% APY, and Citizens National Bank of MeridianCitizens National Bank of Meridian1127 Highway 15 N, Laurel, MS 39440A+5.0 ★Texas Ratio: 4.46% SmartBlue Savings at 0.01% APY. Savings rates as of March 26, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Laurel, Mississippi, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Laurel, Mississippi (MS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Laurel, Mississippi and the surrounding area. Last Updated and Verified: March 26, 2026
Compare the Best Savings Rates in Laurel, Mississippi & Surrounding Communities
Qualifying balance up to $1,500.00
Qualifying balance up to $1,500.00
CB matches 5% of rounded-up savings quarterly
Qualifications Required: Linked to free Kasasa Cash or Cash Back account (required for this account); Automatic transfers of Kasasa rewards; Qualifying balance up to $20,000.00
Balance - $100 - $500*
Minimum Balance for APY Met
Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required. For online accounts, a minimum balance of $100 is required to open the account. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings.
($0 Opening Balance)
On balances above $25,000 and up to $50,000
On balances up to $25,000
All Balances
$100,000+
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
With a balance of $100 or greater
With a balance of $25 or greater
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Laurel, MS Savings Rate Trends
Compare local Laurel, MS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield savings rates fell 0.815 points this week to 0.618% APY, down from 1.433% last week.
Mississippi standard savings rates rose 0.641 points this week to 0.841% APY, up from 0.200% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Laurel, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Laurel, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Laurel, Mississippi
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Laurel, Mississippi safe?
How often do savings rates change in Laurel, Mississippi?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Laurel, Mississippi?
How do I open a savings account in Laurel, Mississippi?
Best Savings Rates in Laurel, Mississippi
- Sunbelt Federal Credit Union
Holiday Club Savings — 1.00% APY - CenturyFirst Federal Credit Union
IRA Savings Account — 0.60% APY - Community Bank of Mississippi
Make Cents Savings — 0.40% APY - First State Bank Waynesboro, MS
Kasasa Saver Savings — 0.25% APY - Citizens National Bank of Meridian
SmartBlue Savings — 0.01% APY
