Ridgeland, Mississippi (MS) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Ridgeland, Mississippi and the surrounding area include Hancock Whitney BankHancock Whitney Bank1062 Highland Colony Pkwy Concourse 200, Ridgeland, MS 39157A+5.0 ★Texas Ratio: 2.59% Freestyle Savings Account at 2.75% APY, Keesler Federal Credit UnionKeesler Federal Credit Union733 Lake Harbour Dr, Ridgeland, MS 39157 4367A+5.0 ★Texas Ratio: 4.31% IRA Savings at 0.65% APY, Community Bank of MississippiCommunity Bank of Mississippi751 Lake Harbour Dr, Ridgeland, MS 39157A+5.0 ★Texas Ratio: 4.93% Make Cents Savings at 0.40% APY, Mutual Federal Credit UnionMutual Federal Credit Union325 Commerce Center Drive, Ridgeland, MS 39157A+5.0 ★Texas Ratio: 3.20% Share Savings at 0.25% APY, and Wells FargoWells Fargo109 W Jackson St, Ridgeland, MS 39157A5.0 ★Texas Ratio: 7.44% Retirement High Yield Savings at 0.05% APY. Savings rates as of March 27, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Ridgeland, Mississippi, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Ridgeland, Mississippi (MS) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Ridgeland, Mississippi and the surrounding area. Last Updated and Verified: March 27, 2026
Compare the Best Savings Rates in Ridgeland, Mississippi & Surrounding Communities
CB matches 5% of rounded-up savings quarterly
$5.00 Membership fee required
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.; $25 minimum opening deposit
Only available for in-branch account opening. Smart Savings Transfer must be connected to your CNB Checking account at the time of opening the account. If the transfer is not set up, a $100 deposit will be required. For online accounts, a minimum balance of $100 is required to open the account. Interest will be compounded and paid to your account quarterly. If you close your account before interest is paid, you will receive the accrued interest. Rates are set by CNB and are subject to change at any time. Fees may reduce earnings.
$25 minimum opening deposit
($0 Opening Balance)
On balances above $25,000 and up to $50,000
On balances up to $25,000
Qualifying balance up to $1,500.00
All Balances
$100,000+
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $50,000.00 or more
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances $5,000.00 to $49,999.99
Minimum Balance to open account: $5; Minimum balance to earn Interest and obtain APY: $25; Balances less than $5,000.00
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ridgeland, MS Savings Rate Trends
Compare local Ridgeland, MS savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Mississippi high-yield savings rates fell 0.815 points this week to 0.618% APY, down from 1.433% last week.
Mississippi standard savings rates rose 0.627 points this week to 0.839% APY, up from 0.212% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Ridgeland, Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ridgeland, Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Ridgeland, Mississippi
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Ridgeland, Mississippi safe?
How often do savings rates change in Ridgeland, Mississippi?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Ridgeland, Mississippi?
How do I open a savings account in Ridgeland, Mississippi?
Best Savings Rates in Ridgeland, Mississippi
- Hancock Whitney Bank
Freestyle Savings Account — 2.75% APY - Keesler Federal Credit Union
IRA Savings — 0.65% APY - Community Bank of Mississippi
Make Cents Savings — 0.40% APY - Mutual Federal Credit Union
Share Savings — 0.25% APY - Wells Fargo
Retirement High Yield Savings — 0.05% APY
